Fort Collins, CO Rental Market for Investors
An estimated 48% of Fort Collins's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 724 active for-sale homes in Fort Collins, Colorado. The typical listing is priced at $535,000 and is projected to generate about $48,347 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 48.1% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Fort Collins #113 of 200 for cash-flow potential.
On market momentum: homes in Fort Collins sit a median of 56 days on the market, and 28% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Fort Collins runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Fort Collins
Fort Collins works for investors, but the window is specific: 105 of the 553 Fort Collins homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $616,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | — | 83%1.49 | — | — | — |
| $250k–$350k | 11%1.06 | 24%1.04 | 58%1.29 | — | — |
| $350k–$500k | — | 8%0.95 | 16%1.05 | 64%1.34 | — |
| $500k+ | — | 4%0.64 | 4%0.81 | 11%0.88 | 43%1.08 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Fort Collins in full
| Active for-sale homes analyzed | 724 |
|---|---|
| Median list price | $535,000 |
| Median projected STR revenue (annual, gross) | $48,347 |
| Median average daily rate (ADR) | $205 |
| Median occupancy | 64% |
| Median beds | 3 |
| Median size | 1,953 sqft |
| Estimated cash-flow-positive share | 48.1% |
| Median days on market | 56 days |
| New listings (last 30 days) | 27.6% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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Prefer to talk now? Call or text Chad: 858-353-8331.