Investor market data · Colorado

Fort Collins, CO Rental Market for Investors

An estimated 50% of Fort Collins's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$549,000Median list price722 active listings

$49,793Median STR revenue / yrprojected, gross

Homes in Fort Collins that pencil right now

A sample of active Fort Collins listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$199,000DSCR 1.26
1 bed · 1 bath · 576 sqft
House in 80526 · built 1974
STR revenue
$27,831/yr
Est. interest-only payment
$1,477/mo
On the market 79 days · Listed by The Group- Centerra
Scout this home & market: 1-bed house in Fort Collins
$245,000DSCR 1.58
2 bed · 1 bath · 808 sqft
House in 80521 · built 1984
STR revenue
$42,905/yr
Est. interest-only payment
$1,805/mo
On the market 62 days · Listed by Keller Williams Realty NoCo
Scout this home & market: 2-bed house in Fort Collins
$285,000DSCR 1.42
2 bed · 2 bath · 846 sqft
House in 80521 · built 1984
STR revenue
$42,881/yr
Est. interest-only payment
$2,019/mo
On the market 128 days · Listed by RE/MAX Nexus
Scout this home & market: 2-bed house in Fort Collins
$330,000DSCR 1.28
2 bed · 1.5 bath · 960 sqft
Condo in 80521 · built 1979
STR revenue
$44,917/yr
Est. interest-only payment
$2,341/mo
On the market 10 days · Listed by The Group- Mulberry
Scout this home & market: 2-bed condo in Fort Collins
$419,000DSCR 1.27
2 bed · 2.5 bath · 1,306 sqft
Townhouse in 80524 · built 2015
STR revenue
$55,472/yr
Est. interest-only payment
$2,910/mo
On the market 30 days · Listed by eXp Realty - Hub
Scout this home & market: 2-bed townhouse in Fort Collins
$510,000DSCR 1.55
3 bed · 2 bath · 1,307 sqft
House in 80524 · built 1996
STR revenue
$70,175/yr
Est. interest-only payment
$3,027/mo
On the market 19 days · Listed by CURB Real Estate
Scout this home & market: 3-bed house in Fort Collins
$525,000DSCR 1.32
3 bed · 2 bath · 2,149 sqft
Townhouse in 80524 · built 2022
STR revenue
$67,974/yr
Est. interest-only payment
$3,433/mo
On the market 44 days · Listed by The Group - Harmony
Scout this home & market: 3-bed townhouse in Fort Collins

Ask about Fort Collins deals →Run any address yourself

As of August 2026, we analyzed 722 active for-sale homes in Fort Collins, Colorado. The typical listing is priced at $549,000 and is projected to generate about $49,793 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 49.5% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Fort Collins #112 of 200 for cash-flow potential.

On market momentum: homes in Fort Collins sit a median of 54 days on the market, and 28% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Fort Collins runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Fort Collins

Fort Collins works for investors, but the window is specific: 111 of the 564 Fort Collins homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $618,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	2 bed	3 bed	4 bed	5 bed
$150k–$250k	88%1.44	—	—	—
$250k–$350k	24%1.09	38%1.15	—	—
$350k–$500k	13%0.96	19%1.09	40%1.22	—
$500k+	0%0.60	9%0.81	14%0.87	35%1.09

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Fort Collins in full

Active for-sale homes analyzed	722
Median list price	$549,000
Median projected STR revenue (annual, gross)	$49,793
Median average daily rate (ADR)	$206
Median occupancy	65%
Median beds	3
Median size	2,044 sqft
Estimated cash-flow-positive share	49.5%
Median days on market	54 days
New listings (last 30 days)	27.6% of active