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Investor market data · Nebraska

Lincoln, NE Rental Market for Investors

An estimated 54% of Lincoln's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

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$400,750Median list price966 active listings
$40,188Median STR revenue / yrprojected, gross

Homes in Lincoln that pencil right now

A sample of active Lincoln listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

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As of August 2026, we analyzed 966 active for-sale homes in Lincoln, Nebraska. The typical listing is priced at $400,750 and is projected to generate about $40,188 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 53.5% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Lincoln #97 of 200 for cash-flow potential.

On market momentum: homes in Lincoln sit a median of 32 days on the market, and 47% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Lincoln, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Lincoln

Lincoln works for investors, but the window is specific: 178 of the 817 Lincoln homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $401,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$150k–$250k47%1.2384%1.38100%1.66—
$250k–$350k2%0.9823%1.1070%1.32—
$350k–$500k0%0.721%0.9320%1.1331%1.18
$500k+—0%0.610%0.770%0.87

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Lincoln in full

Active for-sale homes analyzed966
Median list price$400,750
Median projected STR revenue (annual, gross)$40,188
Median average daily rate (ADR)$209
Median occupancy53%
Median beds4
Median size2,298 sqft
Estimated cash-flow-positive share53.5%
Median days on market32 days
New listings (last 30 days)47.2% of active

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Run your numbers · Lincoln

Would a Lincoln rental qualify for a DSCR loan?

Pre-filled with Lincoln's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.11
Good · qualifying range
Qualifying rent$2,679
Monthly ITIA$2,405
Loan amount$320,600
30-year DSCR1.04
30-year PITIA$2,580
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Lincoln data, human context

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