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Investor market data · Nebraska

Omaha, NE Rental Market for Investors

An estimated 68% of Omaha's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$335,000Median list price1,098 active listings
$39,566Median STR revenue / yrprojected, gross

Homes in Omaha that pencil right now

A sample of active Omaha listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,098 active for-sale homes in Omaha, Nebraska. The typical listing is priced at $335,000 and is projected to generate about $39,566 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 68.0% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Omaha #32 of 200 for cash-flow potential.

On market momentum: homes in Omaha sit a median of 27 days on the market, and 52% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Omaha, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Omaha

Omaha is a broad cash-flow market right now: 322 of the 789 Omaha homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $393,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k30%0.9047%1.2387%1.60100%1.87
$250k–$350k4%0.8745%1.2159%1.3888%1.47
$350k–$500k0%0.5718%0.9933%1.1547%1.17
$500k+0%0.330%0.600%0.6415%0.95

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Omaha in full

Active for-sale homes analyzed1,098
Median list price$335,000
Median projected STR revenue (annual, gross)$39,566
Median average daily rate (ADR)$200
Median occupancy55%
Median beds3
Median size1,912 sqft
Estimated cash-flow-positive share68.0%
Median days on market27 days
New listings (last 30 days)51.5% of active

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Run your numbers · Omaha

Would a Omaha rental qualify for a DSCR loan?

Pre-filled with Omaha's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.31
Strong · likely approved
Qualifying rent$2,638
Monthly ITIA$2,010
Loan amount$268,000
30-year DSCR1.22
30-year PITIA$2,157
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Omaha data, human context

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