Omaha, NE Rental Market for Investors
An estimated 72% of Omaha's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in Omaha that pencil right now
A sample of active Omaha listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$150,000DSCR 2.183 bed · 2 bath · 1,060 sqft
- STR revenue
- $35,892/yr
- Est. interest-only payment
- $1,098/mo
On the market 157 days · Listed by Robert Q Kelly Jr Broker
Scout this home & market: 3-bed house in Omaha
$165,000DSCR 2.133 bed · 2 bath · 1,344 sqft
- STR revenue
- $35,892/yr
- Est. interest-only payment
- $1,125/mo
On the market 157 days · Listed by Robert Q Kelly Jr Broker
Scout this home & market: 3-bed house in Omaha
$220,000DSCR 1.903 bed · 1 bath · 1,754 sqft
- STR revenue
- $37,219/yr
- Est. interest-only payment
- $1,303/mo
On the market 67 days · Listed by Nebraska Realty
Scout this home & market: 3-bed house in Omaha
$274,990DSCR 1.345 bed · 1 bath · 2,467 sqft
- STR revenue
- $36,449/yr
- Est. interest-only payment
- $1,816/mo
On the market 59 days · Listed by BHHS Ambassador Real Estate
Scout this home & market: 5-bed house in Omaha
As of October 2026, we analyzed 1,250 active for-sale homes in Omaha, Nebraska. The typical listing is priced at $315,000 and is projected to generate about $39,047 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 71.7% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Omaha #23 of 200 for cash-flow potential.
On market momentum: homes in Omaha sit a median of 31 days on the market, and 49% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Omaha, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Omaha
Omaha is a broad cash-flow market right now: 390 of the 940 Omaha homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $391,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 0%0.88 | 41%1.21 | 85%1.57 | 100%1.92 | 100%1.96 |
| $250k–$350k | — | 12%1.02 | 46%1.22 | 60%1.36 | 82%1.44 |
| $350k–$500k | — | 0%0.69 | 16%0.97 | 36%1.18 | 62%1.30 |
| $500k+ | — | 0%0.34 | 0%0.49 | 0%0.67 | 11%0.91 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Omaha in full
| Active for-sale homes analyzed | 1,250 |
|---|---|
| Median list price | $315,000 |
| Median projected STR revenue (annual, gross) | $39,047 |
| Median average daily rate (ADR) | $196 |
| Median occupancy | 55% |
| Median beds | 3 |
| Median size | 1,840 sqft |
| Estimated cash-flow-positive share | 71.7% |
| Median days on market | 31 days |
| New listings (last 30 days) | 49.0% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.




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