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Investor market data · Nebraska

Omaha, NE Rental Market for Investors

An estimated 72% of Omaha's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$315,000Median list price1,250 active listings
$39,047Median STR revenue / yrprojected, gross

Homes in Omaha that pencil right now

A sample of active Omaha listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 1,250 active for-sale homes in Omaha, Nebraska. The typical listing is priced at $315,000 and is projected to generate about $39,047 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 71.7% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Omaha #23 of 200 for cash-flow potential.

On market momentum: homes in Omaha sit a median of 31 days on the market, and 49% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Omaha, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Omaha

Omaha is a broad cash-flow market right now: 390 of the 940 Omaha homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $391,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k0%0.8841%1.2185%1.57100%1.92100%1.96
$250k–$350k—12%1.0246%1.2260%1.3682%1.44
$350k–$500k—0%0.6916%0.9736%1.1862%1.30
$500k+—0%0.340%0.490%0.6711%0.91

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Omaha in full

Active for-sale homes analyzed1,250
Median list price$315,000
Median projected STR revenue (annual, gross)$39,047
Median average daily rate (ADR)$196
Median occupancy55%
Median beds3
Median size1,840 sqft
Estimated cash-flow-positive share71.7%
Median days on market31 days
New listings (last 30 days)49.0% of active

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Run your numbers · Omaha

Would a Omaha rental qualify for a DSCR loan?

Pre-filled with Omaha's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.30
Strong · likely approved
Qualifying rent$2,603
Monthly ITIA$1,995
Loan amount$252,000
30-year DSCR1.22
30-year PITIA$2,134
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Omaha data, human context

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