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Investor market data · Arizona

Mesa, AZ Rental Market for Investors

An estimated 66% of Mesa's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$465,750Median list price1,506 active listings
$47,875Median STR revenue / yrprojected, gross

Homes in Mesa that pencil right now

A sample of active Mesa listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 1,506 active for-sale homes in Mesa, Arizona. The typical listing is priced at $465,750 and is projected to generate about $47,875 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 65.6% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Mesa #43 of 200 for cash-flow potential.

On market momentum: homes in Mesa sit a median of 52 days on the market, and 31% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Mesa, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Mesa

Mesa works for investors, but the window is specific: 418 of the 1,319 Mesa homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $581,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k39%1.1660%1.29———
$250k–$350k—22%1.1380%1.50——
$350k–$500k—7%0.9242%1.2168%1.34—
$500k+—0%0.647%0.8819%1.0225%1.03

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Mesa in full

Active for-sale homes analyzed1,506
Median list price$465,750
Median projected STR revenue (annual, gross)$47,875
Median average daily rate (ADR)$205
Median occupancy64%
Median beds3
Median size1,730 sqft
Estimated cash-flow-positive share65.6%
Median days on market52 days
New listings (last 30 days)31.1% of active

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Run your numbers · Mesa

Would a Mesa rental qualify for a DSCR loan?

Pre-filled with Mesa's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.08
Good · qualifying range
Qualifying rent$3,192
Monthly ITIA$2,950
Loan amount$372,600
30-year DSCR1.01
30-year PITIA$3,156
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On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Mesa data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.