Huntsville, AL Rental Market for Investors
An estimated 56% of Huntsville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Huntsville that pencil right now
A sample of active Huntsville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$150,000DSCR 2.223 bed · 1.5 bath · 1,250 sqft
- STR revenue
- $31,882/yr
- Est. interest-only payment
- $959/mo
On the market 11 days · Listed by Exp Realty
Scout this home & market: 3-bed house in Huntsville
$169,900DSCR 1.723 bed · 1.5 bath · 1,085 sqft
- STR revenue
- $28,221/yr
- Est. interest-only payment
- $1,096/mo
On the market 166 days · Listed by Amanda Howard Sotheby's International Realty
Scout this home & market: 3-bed house in Huntsville
$175,000DSCR 1.823 bed · 1 bath · 1,100 sqft
- STR revenue
- $29,722/yr
- Est. interest-only payment
- $1,086/mo
On the market 25 days · Listed by KW Valley
Scout this home & market: 3-bed house in Huntsville
$185,000DSCR 2.083 bed · 1.5 bath · 1,620 sqft
- STR revenue
- $35,196/yr
- Est. interest-only payment
- $1,128/mo
On the market 52 days · Listed by InTown Partners Keller Williams Realty
Scout this home & market: 3-bed house in Huntsville
$189,900DSCR 1.913 bed · 1.5 bath · 1,501 sqft
- STR revenue
- $35,303/yr
- Est. interest-only payment
- $1,231/mo
On the market 32 days · Listed by Crye-Leike Realtors - Madison
Scout this home & market: 3-bed house in Huntsville
$199,499DSCR 1.563 bed · 1 bath · 1,443 sqft
- STR revenue
- $30,289/yr
- Est. interest-only payment
- $1,293/mo
On the market 244 days · Listed by Matt Curtis Real Estate, Inc.
Scout this home & market: 3-bed house in Huntsville
$224,900DSCR 1.784 bed · 1.5 bath · 2,384 sqft
- STR revenue
- $39,042/yr
- Est. interest-only payment
- $1,465/mo
On the market 41 days · Listed by Leading Edge Real Estate Group
Scout this home & market: 4-bed house in Huntsville
$239,000DSCR 1.574 bed · 1.5 bath · 1,625 sqft
- STR revenue
- $36,645/yr
- Est. interest-only payment
- $1,555/mo
On the market 9 days · Listed by Re/Max Unlimited
Scout this home & market: 4-bed house in Huntsville
$240,000DSCR 1.503 bed · 1 bath · 1,000 sqft
- STR revenue
- $32,615/yr
- Est. interest-only payment
- $1,454/mo
On the market 60 days · Listed by Crue Realty
Scout this home & market: 3-bed house in Huntsville
As of August 2026, we analyzed 1,044 active for-sale homes in Huntsville, Alabama. The typical listing is priced at $359,850 and is projected to generate about $36,518 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 56.0% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Huntsville #86 of 200 for cash-flow potential.
On market momentum: homes in Huntsville sit a median of 73 days on the market, and 25% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Huntsville, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Huntsville
Huntsville works for investors, but the window is specific: 248 of the 775 Huntsville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $339,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 45%1.22 | 85%1.56 | 100%1.77 | — |
| $250k–$350k | — | 30%1.15 | 48%1.24 | 90%1.62 |
| $350k–$500k | — | 1%0.87 | 8%1.00 | 55%1.27 |
| $500k+ | — | 0%0.51 | 0%0.60 | 0%0.66 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Huntsville in full
| Active for-sale homes analyzed | 1,044 |
|---|---|
| Median list price | $359,850 |
| Median projected STR revenue (annual, gross) | $36,518 |
| Median average daily rate (ADR) | $169 |
| Median occupancy | 59% |
| Median beds | 4 |
| Median size | 2,200 sqft |
| Estimated cash-flow-positive share | 56.0% |
| Median days on market | 73 days |
| New listings (last 30 days) | 24.6% of active |
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