Investor market data · Alabama

Mobile, AL Rental Market for Investors

An estimated 82% of Mobile's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$280,000Median list price746 active listings

$40,000Median STR revenue / yrprojected, gross

Homes in Mobile that pencil right now

A sample of active Mobile listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$168,900DSCR 2.34
3 bed · 1 bath · 1,386 sqft
House in 36606 · built 1940
STR revenue
$40,863/yr
Est. interest-only payment
$1,163/mo
On the market 124 days · Listed by Ixl Real Estate Llc
Scout this home & market: 3-bed house in Mobile
$175,000DSCR 1.47
2 bed · 2.5 bath · 1,331 sqft
Condo in 36609 · built 1983
STR revenue
$33,786/yr
Est. interest-only payment
$1,532/mo
On the market 144 days · Listed by Ridings Realty
Scout this home & market: 2-bed condo in Mobile
$195,000DSCR 2.09
3 bed · 2 bath · 1,269 sqft
House in 36606 · built 2026
STR revenue
$40,892/yr
Est. interest-only payment
$1,303/mo
On the market 167 days · Listed by Keller Williams Mobile
Scout this home & market: 3-bed house in Mobile
$199,500DSCR 1.84
3 bed · 2 bath · 1,192 sqft
Townhouse in 36695 · built 2006
STR revenue
$38,434/yr
Est. interest-only payment
$1,391/mo
On the market 264 days · Listed by Platinum Properties Southern R
Scout this home & market: 3-bed townhouse in Mobile
$234,900DSCR 1.59
3 bed · 2.5 bath · 1,931 sqft
House in 36693 · built 1984
STR revenue
$36,158/yr
Est. interest-only payment
$1,518/mo
On the market 84 days · Listed by Keller Williams Mobile
Scout this home & market: 3-bed house in Mobile
$270,000DSCR 1.67
4 bed · 2.5 bath · 2,161 sqft
House in 36609 · built 1974
STR revenue
$43,579/yr
Est. interest-only payment
$1,737/mo
On the market 80 days · Listed by Elevate Realty Gulf Coast LLC
Scout this home & market: 4-bed house in Mobile

Ask about Mobile deals →Run any address yourself

As of October 2026, we analyzed 746 active for-sale homes in Mobile, Alabama. The typical listing is priced at $280,000 and is projected to generate about $40,000 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 81.7% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Mobile #7 of 200 for cash-flow potential.

On market momentum: homes in Mobile sit a median of 65 days on the market, and 26% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Mobile, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Mobile

Mobile is a broad cash-flow market right now: 418 of the 638 Mobile homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $335,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	2 bed	3 bed	4 bed	5 bed
$150k–$250k	77%1.43	100%1.85	100%1.98	—
$250k–$350k	8%0.91	67%1.31	81%1.43	—
$350k–$500k	—	0%1.05	29%1.17	44%1.21
$500k+	—	0%0.60	6%0.70	0%0.79

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Mobile in full

Active for-sale homes analyzed	746
Median list price	$280,000
Median projected STR revenue (annual, gross)	$40,000
Median average daily rate (ADR)	$180
Median occupancy	62%
Median beds	3
Median size	1,935 sqft
Estimated cash-flow-positive share	81.7%
Median days on market	65 days
New listings (last 30 days)	26.0% of active