Investor market data · Tennessee

Knoxville, TN Rental Market for Investors

An estimated 68% of Knoxville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$425,000Median list price1,808 active listings

$44,994Median STR revenue / yrprojected, gross

Homes in Knoxville that pencil right now

A sample of active Knoxville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$317,400DSCR 1.61
2 bed · 3 bath · 1,400 sqft
House in 37917 · built 1930
STR revenue
$43,993/yr
Est. interest-only payment
$1,819/mo
On the market 166 days · Listed by Hometown Realty, LLC
Scout this home & market: 2-bed house in Knoxville
$329,900DSCR 1.45
3 bed · 2 bath · 1,562 sqft
House in 37920 · built 2019
STR revenue
$42,000/yr
Est. interest-only payment
$1,936/mo
On the market 52 days · Listed by Wallace Nelson Realtors
Scout this home & market: 3-bed house in Knoxville
$369,000DSCR 1.32
3 bed · 2 bath · 1,089 sqft
House in 37921 · built 1994
STR revenue
$42,621/yr
Est. interest-only payment
$2,146/mo
On the market 45 days · Listed by Redfin
Scout this home & market: 3-bed house in Knoxville
$575,000DSCR 1.55
4 bed · 3 bath · 2,664 sqft
House in 37922 · built 2017
STR revenue
$76,639/yr
Est. interest-only payment
$3,304/mo
On the market 84 days · Listed by Keller Williams Realty
Scout this home & market: 4-bed house in Knoxville

Ask about Knoxville deals →Run any address yourself

As of October 2026, we analyzed 1,808 active for-sale homes in Knoxville, Tennessee. The typical listing is priced at $425,000 and is projected to generate about $44,994 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 68.3% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Knoxville #31 of 200 for cash-flow potential.

On market momentum: homes in Knoxville sit a median of 54 days on the market, and 31% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Knoxville, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Knoxville

Knoxville is a broad cash-flow market right now: 604 of the 1,420 Knoxville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $525,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$150k–$250k	73%1.37	94%1.69	100%2.07	—	—
$250k–$350k	9%1.11	39%1.20	82%1.46	83%1.56	—
$350k–$500k	0%0.86	0%0.93	34%1.15	64%1.39	93%1.74
$500k+	0%0.46	0%0.67	7%0.79	13%1.02	34%1.06

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Knoxville in full

Active for-sale homes analyzed	1,808
Median list price	$425,000
Median projected STR revenue (annual, gross)	$44,994
Median average daily rate (ADR)	$210
Median occupancy	60%
Median beds	3
Median size	1,872 sqft
Estimated cash-flow-positive share	68.3%
Median days on market	54 days
New listings (last 30 days)	31.2% of active