Investor market data · Tennessee

Knoxville, TN Rental Market for Investors

An estimated 68% of Knoxville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$429,900Median list price1,709 active listings

$45,305Median STR revenue / yrprojected, gross

Homes in Knoxville that pencil right now

A sample of active Knoxville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$175,000DSCR 2.75
3 bed · 2 bath · 1,300 sqft
House in 37917 · built 1920
STR revenue
$41,795/yr
Est. interest-only payment
$1,012/mo
On the market 72 days · Listed by Keller Williams Realty
Scout this home & market: 3-bed house in Knoxville
$284,900DSCR 1.89
3 bed · 1 bath · 960 sqft
House in 37920 · built 1950
STR revenue
$45,160/yr
Est. interest-only payment
$1,595/mo
On the market 12 days · Listed by Wallace Real Estate
Scout this home & market: 3-bed house in Knoxville
$338,425DSCR 1.26
4 bed · 2 bath · 1,620 sqft
House in 37924 · built 2025
STR revenue
$35,463/yr
Est. interest-only payment
$1,876/mo
On the market 87 days · Listed by CBH Legacy Realty
Scout this home & market: 4-bed house in Knoxville
$355,000DSCR 1.50
3 bed · 2 bath · 1,347 sqft
House in 37917 · built 1920
STR revenue
$44,831/yr
Est. interest-only payment
$1,998/mo
On the market 14 days · Listed by Remax Tri Star
Scout this home & market: 3-bed house in Knoxville
$369,900DSCR 1.45
3 bed · 2 bath · 2,256 sqft
House in 37918 · built 1955
STR revenue
$47,401/yr
Est. interest-only payment
$2,183/mo
On the market 72 days · Listed by Adam Wilson Realty
Scout this home & market: 3-bed house in Knoxville
$399,900DSCR 1.32
3 bed · 2 bath · 2,170 sqft
House in 37918 · built 1953
STR revenue
$46,071/yr
Est. interest-only payment
$2,325/mo
On the market 61 days · Listed by Realty Executives Associates
Scout this home & market: 3-bed house in Knoxville
$465,000DSCR 1.66
5 bed · 2 bath · 2,371 sqft
House in 37923 · built 1971
STR revenue
$64,419/yr
Est. interest-only payment
$2,585/mo
On the market 23 days · Listed by Realty Executives Associates
Scout this home & market: 5-bed house in Knoxville
$575,000DSCR 1.57
4 bed · 3 bath · 2,664 sqft
House in 37922 · built 2017
STR revenue
$76,639/yr
Est. interest-only payment
$3,256/mo
On the market 34 days · Listed by Keller Williams Realty
Scout this home & market: 4-bed house in Knoxville

Ask about Knoxville deals →Run any address yourself

As of August 2026, we analyzed 1,709 active for-sale homes in Knoxville, Tennessee. The typical listing is priced at $429,900 and is projected to generate about $45,305 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 67.6% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Knoxville #34 of 200 for cash-flow potential.

On market momentum: homes in Knoxville sit a median of 53 days on the market, and 31% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Knoxville, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Knoxville

Knoxville is a broad cash-flow market right now: 565 of the 1,352 Knoxville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $573,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$150k–$250k	90%1.53	92%1.68	100%2.02	—	—
$250k–$350k	9%1.06	38%1.18	76%1.46	88%1.63	—
$350k–$500k	0%0.91	5%0.93	36%1.16	57%1.32	100%1.85
$500k+	0%0.47	2%0.68	4%0.83	17%1.02	39%1.13

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Knoxville in full

Active for-sale homes analyzed	1,709
Median list price	$429,900
Median projected STR revenue (annual, gross)	$45,305
Median average daily rate (ADR)	$209
Median occupancy	59%
Median beds	3
Median size	1,912 sqft
Estimated cash-flow-positive share	67.6%
Median days on market	53 days
New listings (last 30 days)	30.5% of active