Nashville, TN Rental Market for Investors
An estimated 52% of Nashville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Nashville that pencil right now
A sample of active Nashville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$165,000DSCR 1.461 bed · 1 bath · 630 sqft
- STR revenue
- $29,941/yr
- Est. interest-only payment
- $1,363/mo
On the market 123 days · Listed by Onward Real Estate
Scout this home & market: 1-bed condo in Nashville
$244,900DSCR 1.623 bed · 2.5 bath · 1,656 sqft
- STR revenue
- $42,515/yr
- Est. interest-only payment
- $1,746/mo
On the market 71 days · Listed by Keller Williams Realty
Scout this home & market: 3-bed townhouse in Nashville
$289,900DSCR 1.322 bed · 2.5 bath · 1,216 sqft
- STR revenue
- $36,000/yr
- Est. interest-only payment
- $1,821/mo
On the market 9 days · Listed by Benchmark Realty, LLC - Cool Springs 112
Scout this home & market: 2-bed townhouse in Nashville
$350,000DSCR 1.424 bed · 2 bath · 1,842 sqft
- STR revenue
- $43,593/yr
- Est. interest-only payment
- $2,045/mo
On the market 282 days · Listed by Benchmark Realty, LLC - Cool Springs 112
Scout this home & market: 4-bed house in Nashville
$383,000DSCR 1.473 bed · 2.5 bath · 1,776 sqft
- STR revenue
- $51,779/yr
- Est. interest-only payment
- $2,349/mo
On the market 37 days · Listed by Redfin
Scout this home & market: 3-bed house in Nashville
$450,000DSCR 1.503 bed · 2.5 bath · 1,428 sqft
- STR revenue
- $59,817/yr
- Est. interest-only payment
- $2,665/mo
On the market 27 days · Listed by SimpliHOM
Scout this home & market: 3-bed house in Nashville
$570,000DSCR 1.574 bed · 3 bath · 2,300 sqft
- STR revenue
- $82,014/yr
- Est. interest-only payment
- $3,488/mo
On the market 54 days · Listed by Zeitlin Sotheby's International Realty
Scout this home & market: 4-bed house in Nashville
$621,999DSCR 1.314 bed · 3 bath · 2,193 sqft
- STR revenue
- $67,048/yr
- Est. interest-only payment
- $3,424/mo
On the market 76 days · Listed by simpliHOM
Scout this home & market: 4-bed house in Nashville
$749,900DSCR 1.444 bed · 4 bath · 2,087 sqft
- STR revenue
- $91,870/yr
- Est. interest-only payment
- $4,254/mo
On the market 89 days · Listed by Black Lion Realty
Scout this home & market: 4-bed house in Nashville
As of August 2026, we analyzed 3,328 active for-sale homes in Nashville, Tennessee. The typical listing is priced at $575,000 and is projected to generate about $55,563 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 51.5% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Nashville #108 of 200 for cash-flow potential.
On market momentum: homes in Nashville sit a median of 54 days on the market, and 30% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Nashville runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Nashville
Nashville works for investors, but the window is specific: 635 of the 2,777 Nashville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $625,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 71%1.39 | 83%1.43 | 100%1.68 | — | — |
| $250k–$350k | 14%1.04 | 42%1.23 | 84%1.56 | — | — |
| $350k–$500k | 18%0.90 | 12%1.02 | 42%1.22 | 76%1.45 | — |
| $500k+ | 1%0.71 | 3%0.77 | 6%0.93 | 18%0.95 | 9%0.61 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Nashville in full
| Active for-sale homes analyzed | 3,328 |
|---|---|
| Median list price | $575,000 |
| Median projected STR revenue (annual, gross) | $55,563 |
| Median average daily rate (ADR) | $276 |
| Median occupancy | 56% |
| Median beds | 3 |
| Median size | 1,860 sqft |
| Estimated cash-flow-positive share | 51.5% |
| Median days on market | 54 days |
| New listings (last 30 days) | 30.4% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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