Nashville, TN Rental Market for Investors
An estimated 50% of Nashville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in Nashville that pencil right now
A sample of active Nashville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$239,000DSCR 2.443 bed · 1.5 bath · 1,242 sqft
- STR revenue
- $54,121/yr
- Est. interest-only payment
- $1,479/mo
On the market 187 days · Listed by Epique Realty
Scout this home & market: 3-bed townhouse in Nashville
$274,000DSCR 1.301 bed · 1 bath · 602 sqft
- STR revenue
- $36,962/yr
- Est. interest-only payment
- $1,890/mo
On the market 319 days · Listed by Commonwealth Properties, Inc.
Scout this home & market: 1-bed condo in Nashville
$360,000DSCR 1.413 bed · 1 bath · 1,008 sqft
- STR revenue
- $44,176/yr
- Est. interest-only payment
- $2,096/mo
On the market 91 days · Listed by Crye-Leike, Inc., Realtors
Scout this home & market: 3-bed house in Nashville
As of October 2026, we analyzed 3,369 active for-sale homes in Nashville, Tennessee. The typical listing is priced at $570,000 and is projected to generate about $55,065 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 50.3% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Nashville #109 of 200 for cash-flow potential.
On market momentum: homes in Nashville sit a median of 54 days on the market, and 29% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Nashville runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Nashville
Nashville works for investors, but the window is specific: 625 of the 2,824 Nashville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $618,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 73%1.46 | 70%1.43 | 100%1.89 | — | — |
| $250k–$350k | 20%1.03 | 41%1.22 | 85%1.47 | 100%2.05 | — |
| $350k–$500k | 16%0.88 | 14%1.01 | 35%1.19 | 79%1.51 | — |
| $500k+ | 1%0.66 | 3%0.75 | 6%0.90 | 16%0.95 | 9%0.61 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Nashville in full
| Active for-sale homes analyzed | 3,369 |
|---|---|
| Median list price | $570,000 |
| Median projected STR revenue (annual, gross) | $55,065 |
| Median average daily rate (ADR) | $275 |
| Median occupancy | 56% |
| Median beds | 3 |
| Median size | 1,853 sqft |
| Estimated cash-flow-positive share | 50.3% |
| Median days on market | 54 days |
| New listings (last 30 days) | 29.3% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.




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