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Investor market data · Oklahoma

Oklahoma City, OK Rental Market for Investors

An estimated 62% of Oklahoma City's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$290,000Median list price1,955 active listings
$36,221Median STR revenue / yrprojected, gross

Homes in Oklahoma City that pencil right now

A sample of active Oklahoma City listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,955 active for-sale homes in Oklahoma City, Oklahoma. The typical listing is priced at $290,000 and is projected to generate about $36,221 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 62.2% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Oklahoma City #59 of 200 for cash-flow potential.

On market momentum: homes in Oklahoma City sit a median of 52 days on the market, and 32% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Oklahoma City, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Oklahoma City

Oklahoma City works for investors, but the window is specific: 553 of the 1,489 Oklahoma City homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $286,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
Under $150k75%1.52100%1.88
$150k–$250k56%1.3076%1.4283%1.53
$250k–$350k3%0.8420%1.1048%1.23100%1.61
$350k–$500k0%0.631%0.849%0.9462%1.41
$500k+0%0.420%0.480%0.612%0.75

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Oklahoma City in full

Active for-sale homes analyzed1,955
Median list price$290,000
Median projected STR revenue (annual, gross)$36,221
Median average daily rate (ADR)$168
Median occupancy60%
Median beds3
Median size1,842 sqft
Estimated cash-flow-positive share62.2%
Median days on market52 days
New listings (last 30 days)31.9% of active

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Run your numbers · Oklahoma City

Would a Oklahoma City rental qualify for a DSCR loan?

Pre-filled with Oklahoma City's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.39
Strong · likely approved
Qualifying rent$2,415
Monthly ITIA$1,740
Loan amount$232,000
30-year DSCR1.29
30-year PITIA$1,867
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Oklahoma City data, human context

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