Jacksonville, FL Rental Market for Investors
An estimated 74% of Jacksonville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Jacksonville that pencil right now
A sample of active Jacksonville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$114,500DSCR 2.813 bed · 1 bath · 999 sqft
- STR revenue
- $33,786/yr
- Est. interest-only payment
- $801/mo
On the market 89 days · Listed by REAL BROKER LLC
Scout this home & market: 3-bed house in Jacksonville
$170,000DSCR 1.572 bed · 1 bath · 1,088 sqft
- STR revenue
- $27,449/yr
- Est. interest-only payment
- $1,168/mo
On the market 66 days · Listed by Watson Realty Corp. San Jose Office
Scout this home & market: 2-bed house in Jacksonville
$190,000DSCR 2.053 bed · 1 bath · 936 sqft
- STR revenue
- $38,523/yr
- Est. interest-only payment
- $1,254/mo
On the market 71 days · Listed by Mark Spain Real Estate
Scout this home & market: 3-bed house in Jacksonville
$250,000DSCR 1.493 bed · 1 bath · 1,106 sqft
- STR revenue
- $37,013/yr
- Est. interest-only payment
- $1,654/mo
On the market 16 days · Listed by KELLER WILLIAMS ST. JOHNS
Scout this home & market: 3-bed house in Jacksonville
$282,000DSCR 1.333 bed · 2 bath · 1,376 sqft
- STR revenue
- $33,935/yr
- Est. interest-only payment
- $1,696/mo
On the market 71 days · Listed by MCCABE REALTY INC
Scout this home & market: 3-bed house in Jacksonville
$305,000DSCR 1.334 bed · 2.5 bath · 1,641 sqft
- STR revenue
- $41,242/yr
- Est. interest-only payment
- $2,070/mo
On the market 143 days · Listed by JWB REALTY LLC
Scout this home & market: 4-bed house in Jacksonville
$324,900DSCR 1.413 bed · 2 bath · 1,527 sqft
- STR revenue
- $47,476/yr
- Est. interest-only payment
- $2,240/mo
On the market 5 days · Listed by 904 Realty LLC
Scout this home & market: 3-bed house in Jacksonville
$375,000DSCR 1.414 bed · 2.5 bath · 1,983 sqft
- STR revenue
- $51,504/yr
- Est. interest-only payment
- $2,427/mo
On the market 30 days · Listed by DJ & LINDSEY REAL ESTATE
Scout this home & market: 4-bed house in Jacksonville
As of August 2026, we analyzed 3,623 active for-sale homes in Jacksonville, Florida. The typical listing is priced at $320,000 and is projected to generate about $40,099 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 74.4% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Jacksonville #19 of 200 for cash-flow potential.
On market momentum: homes in Jacksonville sit a median of 61 days on the market, and 29% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Jacksonville, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Jacksonville
Jacksonville is a broad cash-flow market right now: 1,488 of the 3,041 Jacksonville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $369,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Under $150k | — | 88%1.65 | 100%2.28 | — | — |
| $150k–$250k | 53%1.29 | 75%1.46 | 93%1.66 | 98%1.80 | — |
| $250k–$350k | — | 32%1.10 | 56%1.29 | 55%1.29 | 100%1.69 |
| $350k–$500k | — | 0%0.68 | 18%1.05 | 25%1.08 | 58%1.31 |
| $500k+ | — | 0%0.42 | 1%0.67 | 3%0.72 | 15%0.94 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Jacksonville in full
| Active for-sale homes analyzed | 3,623 |
|---|---|
| Median list price | $320,000 |
| Median projected STR revenue (annual, gross) | $40,099 |
| Median average daily rate (ADR) | $179 |
| Median occupancy | 61% |
| Median beds | 3 |
| Median size | 1,660 sqft |
| Estimated cash-flow-positive share | 74.4% |
| Median days on market | 61 days |
| New listings (last 30 days) | 29.1% of active |
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.
Would a Jacksonville rental qualify for a DSCR loan?
Pre-filled with Jacksonville's median price and projected short-term-rental income — change any field to match a specific property.
Advanced
On a 5-minute call with you, we can use Scout to run real numbers on real properties.
Estimates for educational purposes. Final terms subject to credit, property & program approval.
5 senior bankers · 47 statesPressure-test the market before you trust the median.
We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.
Thinking about an investment property in Jacksonville?
Send the address or your target buy box. We’ll run the property with today’s assumptions.
Prefer to talk now? Call or text Chad: 858-353-8331.