Investor market data · Florida

Jacksonville, FL Rental Market for Investors

An estimated 75% of Jacksonville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$319,000Median list price3,638 active listings

$40,460Median STR revenue / yrprojected, gross

Homes in Jacksonville that pencil right now

A sample of active Jacksonville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$165,900DSCR 2.26
2 bed · 2 bath · 978 sqft
Condo in 32256 · built 2009
STR revenue
$39,458/yr
Est. interest-only payment
$1,164/mo
On the market 171 days · Listed by Antorcha Real Estate Group LLC
Scout this home & market: 2-bed condo in Jacksonville
$219,900DSCR 1.26
3 bed · 2 bath · 1,308 sqft
Condo in 32256 · built 1993
STR revenue
$37,035/yr
Est. interest-only payment
$1,953/mo
On the market 59 days · Listed by Berkshire Hathaway HomeServices Florida Network Realty - Metro Jacksonville
Scout this home & market: 3-bed condo in Jacksonville
$270,000DSCR 1.36
3 bed · 2 bath · 1,282 sqft
House in 32204 · built 1920
STR revenue
$37,683/yr
Est. interest-only payment
$1,849/mo
On the market 118 days · Listed by STA REALTY
Scout this home & market: 3-bed house in Jacksonville

Ask about Jacksonville deals →Run any address yourself

As of October 2026, we analyzed 3,638 active for-sale homes in Jacksonville, Florida. The typical listing is priced at $319,000 and is projected to generate about $40,460 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 74.6% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Jacksonville #18 of 200 for cash-flow potential.

On market momentum: homes in Jacksonville sit a median of 61 days on the market, and 26% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Jacksonville, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Jacksonville

Jacksonville is a broad cash-flow market right now: 1,455 of the 2,987 Jacksonville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $350,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
Under $150k	—	89%1.82	100%2.19	—	—
$150k–$250k	50%1.28	77%1.46	93%1.64	96%1.75	—
$250k–$350k	—	35%1.09	55%1.27	54%1.28	69%1.48
$350k–$500k	—	0%0.65	16%1.03	18%1.06	52%1.26
$500k+	—	0%0.40	1%0.67	2%0.72	12%0.87

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Jacksonville in full

Active for-sale homes analyzed	3,638
Median list price	$319,000
Median projected STR revenue (annual, gross)	$40,460
Median average daily rate (ADR)	$179
Median occupancy	61%
Median beds	3
Median size	1,660 sqft
Estimated cash-flow-positive share	74.6%
Median days on market	61 days
New listings (last 30 days)	25.8% of active