Spring Hill, FL Rental Market for Investors
An estimated 71% of Spring Hill's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 782 active for-sale homes in Spring Hill, Florida. The typical listing is priced at $340,450 and is projected to generate about $39,289 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 71.1% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Spring Hill #26 of 200 for cash-flow potential.
On market momentum: homes in Spring Hill sit a median of 70 days on the market, and 26% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Spring Hill, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Spring Hill
Spring Hill works for investors, but the window is specific: 211 of the 594 Spring Hill homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $362,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 64%1.30 | 90%1.50 | — | — |
| $250k–$350k | 36%1.01 | 50%1.25 | 57%1.28 | — |
| $350k–$500k | 0%0.66 | 10%1.06 | 15%1.08 | — |
| $500k+ | — | 0%0.65 | 0%0.76 | 22%1.23 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Spring Hill in full
| Active for-sale homes analyzed | 782 |
|---|---|
| Median list price | $340,450 |
| Median projected STR revenue (annual, gross) | $39,289 |
| Median average daily rate (ADR) | $172 |
| Median occupancy | 62% |
| Median beds | 3 |
| Median size | 1,799 sqft |
| Estimated cash-flow-positive share | 71.1% |
| Median days on market | 70 days |
| New listings (last 30 days) | 26.0% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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