Palm Coast, FL Rental Market for Investors
An estimated 63% of Palm Coast's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Palm Coast that pencil right now
A sample of active Palm Coast listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$265,000DSCR 1.713 bed · 2 bath · 1,554 sqft
- STR revenue
- $48,010/yr
- Est. interest-only payment
- $1,874/mo
On the market 10 days · Listed by Realty Exchange, Llc
Scout this home & market: 3-bed house in Palm Coast
$293,494DSCR 1.593 bed · 2 bath · 1,484 sqft
- STR revenue
- $41,662/yr
- Est. interest-only payment
- $1,747/mo
On the market 62 days · Listed by Lennar - Jacksonville
Scout this home & market: 3-bed house in Palm Coast
$320,000DSCR 1.453 bed · 2 bath · 1,717 sqft
- STR revenue
- $40,549/yr
- Est. interest-only payment
- $1,866/mo
On the market 53 days · Listed by La Rosa Realty Kissimmee
Scout this home & market: 3-bed house in Palm Coast
$342,990DSCR 1.333 bed · 2 bath · 1,611 sqft
- STR revenue
- $39,783/yr
- Est. interest-only payment
- $1,990/mo
On the market 69 days · Listed by INB REALTY LLC
Scout this home & market: 3-bed house in Palm Coast
$352,400DSCR 1.283 bed · 2 bath · 1,505 sqft
- STR revenue
- $39,934/yr
- Est. interest-only payment
- $2,085/mo
On the market 196 days · Listed by Adams Homes Realty, Inc
Scout this home & market: 3-bed house in Palm Coast
$409,990DSCR 1.324 bed · 2 bath · 2,067 sqft
- STR revenue
- $46,838/yr
- Est. interest-only payment
- $2,374/mo
On the market 73 days · Listed by INB REALTY LLC
Scout this home & market: 4-bed house in Palm Coast
$565,000DSCR 1.914 bed · 2 bath · 2,443 sqft
- STR revenue
- $108,242/yr
- Est. interest-only payment
- $3,777/mo
On the market 33 days · Listed by Realty Atlantic, LLC
Scout this home & market: 4-bed house in Palm Coast
As of August 2026, we analyzed 1,279 active for-sale homes in Palm Coast, Florida. The typical listing is priced at $399,900 and is projected to generate about $43,258 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 62.5% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Palm Coast #58 of 200 for cash-flow potential.
On market momentum: homes in Palm Coast sit a median of 76 days on the market, and 23% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Palm Coast, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Palm Coast
Palm Coast works for investors, but the window is specific: 340 of the 1,062 Palm Coast homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $424,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 57%1.33 | — | — | — |
| $250k–$350k | 29%1.09 | 67%1.33 | 69%1.36 | — |
| $350k–$500k | 0%0.84 | 22%1.10 | 25%1.08 | 32%1.12 |
| $500k+ | 0%0.48 | 4%0.80 | 10%0.79 | 15%0.81 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Palm Coast in full
| Active for-sale homes analyzed | 1,279 |
|---|---|
| Median list price | $399,900 |
| Median projected STR revenue (annual, gross) | $43,258 |
| Median average daily rate (ADR) | $211 |
| Median occupancy | 56% |
| Median beds | 3 |
| Median size | 1,891 sqft |
| Estimated cash-flow-positive share | 62.5% |
| Median days on market | 76 days |
| New listings (last 30 days) | 23.0% of active |
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