Palm Coast, FL Rental Market for Investors
An estimated 66% of Palm Coast's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 1,313 active for-sale homes in Palm Coast, Florida. The typical listing is priced at $389,900 and is projected to generate about $43,587 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 66.3% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Palm Coast #39 of 200 for cash-flow potential.
On market momentum: homes in Palm Coast sit a median of 80 days on the market, and 21% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Palm Coast, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Palm Coast
Palm Coast works for investors, but the window is specific: 360 of the 1,071 Palm Coast homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $420,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 39%1.20 | 93%1.65 | — | — |
| $250k–$350k | 33%1.07 | 64%1.32 | 63%1.31 | — |
| $350k–$500k | 3%0.83 | 21%1.11 | 27%1.14 | 36%1.16 |
| $500k+ | 0%0.39 | 4%0.80 | 9%0.83 | 12%0.81 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Palm Coast in full
| Active for-sale homes analyzed | 1,313 |
|---|---|
| Median list price | $389,900 |
| Median projected STR revenue (annual, gross) | $43,587 |
| Median average daily rate (ADR) | $212 |
| Median occupancy | 56% |
| Median beds | 3 |
| Median size | 1,884 sqft |
| Estimated cash-flow-positive share | 66.3% |
| Median days on market | 80 days |
| New listings (last 30 days) | 21.3% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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Prefer to talk now? Call or text Chad: 858-353-8331.