Wesley Chapel, FL Rental Market for Investors
An estimated 47% of Wesley Chapel's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Wesley Chapel that pencil right now
A sample of active Wesley Chapel listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$169,900DSCR 1.322 bed · 2 bath · 1,015 sqft
- STR revenue
- $40,559/yr
- Est. interest-only payment
- $2,056/mo
On the market 275 days · Listed by LPT REALTY LLC
Scout this home & market: 2-bed condo in Wesley Chapel
$169,900DSCR 1.462 bed · 2 bath · 1,015 sqft
- STR revenue
- $40,559/yr
- Est. interest-only payment
- $1,849/mo
On the market 272 days · Listed by LPT REALTY LLC
Scout this home & market: 2-bed condo in Wesley Chapel
$195,000DSCR 1.332 bed · 2 bath · 1,176 sqft
- STR revenue
- $35,701/yr
- Est. interest-only payment
- $1,787/mo
On the market 90 days · Listed by COLDWELL BANKER PICKETT FENCES REALTY
Scout this home & market: 2-bed townhouse in Wesley Chapel
$204,900DSCR 1.402 bed · 2.5 bath · 1,152 sqft
- STR revenue
- $35,487/yr
- Est. interest-only payment
- $1,685/mo
On the market 16 days · Listed by Century 21 Bill Nye Realty, Inc.
Scout this home & market: 2-bed townhouse in Wesley Chapel
$265,900DSCR 1.353 bed · 2.5 bath · 1,673 sqft
- STR revenue
- $44,499/yr
- Est. interest-only payment
- $2,192/mo
On the market 163 days · Listed by Gulf Shores Realty ERA Powered
Scout this home & market: 3-bed townhouse in Wesley Chapel
$300,000DSCR 1.343 bed · 2.5 bath · 1,464 sqft
- STR revenue
- $41,069/yr
- Est. interest-only payment
- $2,041/mo
On the market 125 days · Listed by D R Horton Realty
Scout this home & market: 3-bed townhouse in Wesley Chapel
As of August 2026, we analyzed 690 active for-sale homes in Wesley Chapel, Florida. The typical listing is priced at $450,000 and is projected to generate about $44,975 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 46.7% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Wesley Chapel #123 of 200 for cash-flow potential.
On market momentum: homes in Wesley Chapel sit a median of 69 days on the market, and 22% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Wesley Chapel runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Wesley Chapel
Wesley Chapel works for investors, but the window is specific: 102 of the 649 Wesley Chapel homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $434,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 93%1.38 | 86%1.42 | — | — |
| $250k–$350k | 0%1.02 | 28%1.19 | 45%1.25 | — |
| $350k–$500k | 0%0.75 | 4%0.98 | 9%1.00 | 55%1.26 |
| $500k+ | 0%0.56 | 0%0.60 | 0%0.70 | 3%0.91 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Wesley Chapel in full
| Active for-sale homes analyzed | 690 |
|---|---|
| Median list price | $450,000 |
| Median projected STR revenue (annual, gross) | $44,975 |
| Median average daily rate (ADR) | $211 |
| Median occupancy | 59% |
| Median beds | 4 |
| Median size | 2,203 sqft |
| Estimated cash-flow-positive share | 46.7% |
| Median days on market | 69 days |
| New listings (last 30 days) | 21.7% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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