Amarillo, TX Rental Market for Investors
An estimated 56% of Amarillo's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 692 active for-sale homes in Amarillo, Texas. The typical listing is priced at $328,570 and is projected to generate about $39,916 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 56.1% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Amarillo #83 of 200 for cash-flow potential.
On market momentum: homes in Amarillo sit a median of 49 days on the market, and 34% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Amarillo, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Amarillo
Amarillo works for investors, but the window is specific: 237 of the 651 Amarillo homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $312,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 77%1.48 | 88%1.50 | 91%1.61 | — |
| $250k–$350k | — | 42%1.21 | 55%1.27 | — |
| $350k–$500k | — | 0%0.87 | 4%0.95 | — |
| $500k+ | — | 0%0.54 | 0%0.57 | 0%0.67 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Amarillo in full
| Active for-sale homes analyzed | 692 |
|---|---|
| Median list price | $328,570 |
| Median projected STR revenue (annual, gross) | $39,916 |
| Median average daily rate (ADR) | $155 |
| Median occupancy | 70% |
| Median beds | 3 |
| Median size | 2,050 sqft |
| Estimated cash-flow-positive share | 56.1% |
| Median days on market | 49 days |
| New listings (last 30 days) | 34.2% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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