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Investor market data · Texas

Fort Worth, TX Rental Market for Investors

An estimated 68% of Fort Worth's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$355,499Median list price3,727 active listings
$48,265Median STR revenue / yrprojected, gross

Homes in Fort Worth that pencil right now

A sample of active Fort Worth listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 3,727 active for-sale homes in Fort Worth, Texas. The typical listing is priced at $355,499 and is projected to generate about $48,265 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 67.5% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Fort Worth #34 of 200 for cash-flow potential.

On market momentum: homes in Fort Worth sit a median of 60 days on the market, and 27% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Fort Worth, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Fort Worth

Fort Worth works for investors, but the window is specific: 1,113 of the 3,078 Fort Worth homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $357,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k8%1.0868%1.3796%1.5992%1.56—
$250k–$350k0%0.7213%1.0556%1.2860%1.3062%1.32
$350k–$500k—0%0.796%0.9816%1.0822%1.12
$500k+—0%0.600%0.650%0.723%0.76

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Fort Worth in full

Active for-sale homes analyzed3,727
Median list price$355,499
Median projected STR revenue (annual, gross)$48,265
Median average daily rate (ADR)$202
Median occupancy63%
Median beds4
Median size2,005 sqft
Estimated cash-flow-positive share67.5%
Median days on market60 days
New listings (last 30 days)27.4% of active

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Run your numbers · Fort Worth

Would a Fort Worth rental qualify for a DSCR loan?

Pre-filled with Fort Worth's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.43
Strong · likely approved
Qualifying rent$3,218
Monthly ITIA$2,251
Loan amount$284,399
30-year DSCR1.34
30-year PITIA$2,409
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On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Fort Worth data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.