Austin, TX Rental Market for Investors
An estimated 30% of Austin's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Austin that pencil right now
A sample of active Austin listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$150,000DSCR 1.331 bed · 1 bath · 596 sqft
- STR revenue
- $27,246/yr
- Est. interest-only payment
- $1,366/mo
On the market 16 days · Listed by Compass RE Texas LLC - Austin
Scout this home & market: 1-bed condo in Austin
$198,500DSCR 1.622 bed · 1 bath · 720 sqft
- STR revenue
- $36,819/yr
- Est. interest-only payment
- $1,519/mo
On the market 157 days · Listed by University Realty
Scout this home & market: 2-bed condo in Austin
$215,000DSCR 1.262 bed · 2 bath · 967 sqft
- STR revenue
- $38,347/yr
- Est. interest-only payment
- $2,030/mo
On the market 185 days · Listed by Engel & Völkers Austin
Scout this home & market: 2-bed condo in Austin
$259,000DSCR 1.393 bed · 2.5 bath · 1,236 sqft
- STR revenue
- $44,476/yr
- Est. interest-only payment
- $2,135/mo
On the market 22 days · Listed by Berkshire Hathaway HomeServices Texas Realty
Scout this home & market: 3-bed condo in Austin
$296,999DSCR 1.454 bed · 2 bath · 1,706 sqft
- STR revenue
- $49,132/yr
- Est. interest-only payment
- $2,261/mo
On the market 59 days · Listed by Spyglass Realty
Scout this home & market: 4-bed house in Austin
$314,900DSCR 1.413 bed · 2.5 bath · 1,920 sqft
- STR revenue
- $47,403/yr
- Est. interest-only payment
- $2,239/mo
On the market 33 days · Listed by Entera Realty LLC
Scout this home & market: 3-bed house in Austin
$489,000DSCR 2.475 bed · 2 bath · 1,616 sqft
- STR revenue
- $115,755/yr
- Est. interest-only payment
- $3,129/mo
On the market 570 days · Listed by Keller Williams Realty
Scout this home & market: 5-bed house in Austin
$725,000DSCR 1.275 bed · 3.5 bath · 2,300 sqft
- STR revenue
- $102,799/yr
- Est. interest-only payment
- $5,385/mo
On the market 23 days · Listed by Spyglass Realty
Scout this home & market: 5-bed house in Austin
As of August 2026, we analyzed 4,822 active for-sale homes in Austin, Texas. The typical listing is priced at $525,000 and is projected to generate about $47,316 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 29.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Austin #172 of 200 for cash-flow potential.
On market momentum: homes in Austin sit a median of 72 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Austin runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Austin
Cash-flow is the exception rather than the rule in Austin right now: 323 of the 3,565 Austin homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $500,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 8%0.93 | 27%1.15 | 61%1.32 | — | — |
| $250k–$350k | 0%0.74 | 9%0.93 | 27%1.10 | 63%1.36 | — |
| $350k–$500k | 0%0.58 | 1%0.77 | 5%0.93 | 18%1.03 | 51%1.25 |
| $500k+ | 0%0.50 | 0%0.57 | 0%0.66 | 5%0.76 | 8%0.81 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Austin in full
| Active for-sale homes analyzed | 4,822 |
|---|---|
| Median list price | $525,000 |
| Median projected STR revenue (annual, gross) | $47,316 |
| Median average daily rate (ADR) | $220 |
| Median occupancy | 58% |
| Median beds | 3 |
| Median size | 1,791 sqft |
| Estimated cash-flow-positive share | 29.6% |
| Median days on market | 72 days |
| New listings (last 30 days) | 22.2% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.




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