Austin, TX Rental Market for Investors
An estimated 31% of Austin's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in Austin that pencil right now
A sample of active Austin listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$239,000DSCR 1.443 bed · 2 bath · 1,265 sqft
- STR revenue
- $50,144/yr
- Est. interest-only payment
- $2,321/mo
On the market 117 days · Listed by Square Move Realty, LLC
Scout this home & market: 3-bed condo in Austin
$309,000DSCR 1.344 bed · 2 bath · 2,029 sqft
- STR revenue
- $45,543/yr
- Est. interest-only payment
- $2,270/mo
On the market 61 days · Listed by All City Real Estate
Scout this home & market: 4-bed house in Austin
$350,000DSCR 1.312 bed · 2.5 bath · 1,125 sqft
- STR revenue
- $50,119/yr
- Est. interest-only payment
- $2,541/mo
On the market 49 days · Listed by Compass RE Texas LLC - Austin
Scout this home & market: 2-bed house in Austin
$499,000DSCR 1.352 bed · 2 bath · 1,459 sqft
- STR revenue
- $71,238/yr
- Est. interest-only payment
- $3,506/mo
On the market 121 days · Listed by Den Property Group
Scout this home & market: 2-bed condo in Austin
As of October 2026, we analyzed 4,639 active for-sale homes in Austin, Texas. The typical listing is priced at $505,000 and is projected to generate about $46,884 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 30.8% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Austin #167 of 200 for cash-flow potential.
On market momentum: homes in Austin sit a median of 74 days on the market, and 24% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Austin runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Austin
Cash-flow is the exception rather than the rule in Austin right now: 382 of the 3,461 Austin homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $519,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Under $150k | 13%1.16 | — | — | — | — |
| $150k–$250k | 8%0.94 | 31%1.15 | 62%1.35 | — | — |
| $250k–$350k | 0%0.73 | 6%0.92 | 31%1.12 | 64%1.34 | — |
| $350k–$500k | 0%0.57 | 2%0.75 | 4%0.93 | 26%1.03 | 47%1.15 |
| $500k+ | 0%0.46 | 0%0.56 | 0%0.66 | 6%0.77 | 10%0.75 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Austin in full
| Active for-sale homes analyzed | 4,639 |
|---|---|
| Median list price | $505,000 |
| Median projected STR revenue (annual, gross) | $46,884 |
| Median average daily rate (ADR) | $216 |
| Median occupancy | 59% |
| Median beds | 3 |
| Median size | 1,779 sqft |
| Estimated cash-flow-positive share | 30.8% |
| Median days on market | 74 days |
| New listings (last 30 days) | 23.9% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.




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