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Investor market data · Texas

Austin, TX Rental Market for Investors

An estimated 30% of Austin's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$525,000Median list price4,822 active listings
$47,316Median STR revenue / yrprojected, gross

Homes in Austin that pencil right now

A sample of active Austin listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 4,822 active for-sale homes in Austin, Texas. The typical listing is priced at $525,000 and is projected to generate about $47,316 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 29.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Austin #172 of 200 for cash-flow potential.

On market momentum: homes in Austin sit a median of 72 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Austin runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Austin

Cash-flow is the exception rather than the rule in Austin right now: 323 of the 3,565 Austin homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $500,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k8%0.9327%1.1561%1.32
$250k–$350k0%0.749%0.9327%1.1063%1.36
$350k–$500k0%0.581%0.775%0.9318%1.0351%1.25
$500k+0%0.500%0.570%0.665%0.768%0.81

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Austin in full

Active for-sale homes analyzed4,822
Median list price$525,000
Median projected STR revenue (annual, gross)$47,316
Median average daily rate (ADR)$220
Median occupancy58%
Median beds3
Median size1,791 sqft
Estimated cash-flow-positive share29.6%
Median days on market72 days
New listings (last 30 days)22.2% of active

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Run your numbers · Austin

Would a Austin rental qualify for a DSCR loan?

Pre-filled with Austin's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.00
Good · qualifying range
Qualifying rent$3,154
Monthly ITIA$3,150
Loan amount$420,000
30-year DSCR0.93
30-year PITIA$3,380
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Austin data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.