Boca Raton, FL Rental Market for Investors
An estimated 38% of Boca Raton's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Boca Raton that pencil right now
A sample of active Boca Raton listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$179,000DSCR 1.822 bed · 2 bath · 1,198 sqft
- STR revenue
- $64,561/yr
- Est. interest-only payment
- $2,361/mo
On the market 136 days · Listed by RE MAX Direct
Scout this home & market: 2-bed condo in Boca Raton
$209,900DSCR 2.002 bed · 1.5 bath · 1,008 sqft
- STR revenue
- $66,813/yr
- Est. interest-only payment
- $2,227/mo
On the market 158 days · Listed by Continental Properties, Inc.
Scout this home & market: 2-bed condo in Boca Raton
$248,500DSCR 1.952 bed · 2 bath · 1,000 sqft
- STR revenue
- $64,881/yr
- Est. interest-only payment
- $2,223/mo
On the market 9 days · Listed by Ryan Critch Real Estate
Scout this home & market: 2-bed house in Boca Raton
$279,000DSCR 1.732 bed · 2 bath · 1,332 sqft
- STR revenue
- $62,267/yr
- Est. interest-only payment
- $2,394/mo
On the market 158 days · Listed by LUXURY HOMES INC.
Scout this home & market: 2-bed condo in Boca Raton
$317,000DSCR 1.542 bed · 2 bath · 1,310 sqft
- STR revenue
- $66,965/yr
- Est. interest-only payment
- $2,905/mo
On the market 9 days · Listed by COMPASS
Scout this home & market: 2-bed house in Boca Raton
$350,000DSCR 1.502 bed · 2 bath · 1,475 sqft
- STR revenue
- $67,192/yr
- Est. interest-only payment
- $2,995/mo
On the market 30 days · Listed by LPT Realty
Scout this home & market: 2-bed condo in Boca Raton
$370,000DSCR 1.653 bed · 2 bath · 978 sqft
- STR revenue
- $74,426/yr
- Est. interest-only payment
- $3,008/mo
On the market 22 days · Listed by Neale Real Estate Company
Scout this home & market: 3-bed condo in Boca Raton
$385,500DSCR 1.332 bed · 2 bath · 1,100 sqft
- STR revenue
- $61,651/yr
- Est. interest-only payment
- $3,101/mo
On the market 54 days · Listed by Charles Rutenberg Realty Fort Lauderdale
Scout this home & market: 2-bed house in Boca Raton
$415,000DSCR 1.403 bed · 2 bath · 1,480 sqft
- STR revenue
- $69,453/yr
- Est. interest-only payment
- $3,309/mo
On the market 6 days · Listed by Keller Williams Eagle Realty
Scout this home & market: 3-bed house in Boca Raton
As of August 2026, we analyzed 1,356 active for-sale homes in Boca Raton, Florida. The typical listing is priced at $555,000 and is projected to generate about $65,912 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 37.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Boca Raton #147 of 200 for cash-flow potential.
On market momentum: homes in Boca Raton sit a median of 72 days on the market, and 25% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Boca Raton runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Boca Raton
Boca Raton works for investors, but the window is specific: 238 of the 1,019 Boca Raton homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $450,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 73%1.39 | 84%1.87 | — | — | — |
| $250k–$350k | 25%1.01 | 60%1.36 | 67%1.43 | — | — |
| $350k–$500k | 0%0.85 | 26%1.00 | 46%1.22 | — | — |
| $500k+ | 0%0.50 | 1%0.51 | 3%0.72 | 1%0.59 | 4%0.46 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Boca Raton in full
| Active for-sale homes analyzed | 1,356 |
|---|---|
| Median list price | $555,000 |
| Median projected STR revenue (annual, gross) | $65,912 |
| Median average daily rate (ADR) | $263 |
| Median occupancy | 66% |
| Median beds | 3 |
| Median size | 1,552 sqft |
| Estimated cash-flow-positive share | 37.6% |
| Median days on market | 72 days |
| New listings (last 30 days) | 25.4% of active |
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