Investor market data · Florida

Boca Raton, FL Rental Market for Investors

An estimated 39% of Boca Raton's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$565,000Median list price1,305 active listings

$66,589Median STR revenue / yrprojected, gross

Homes in Boca Raton that pencil right now

A sample of active Boca Raton listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$159,000DSCR 2.53
2 bed · 1.5 bath · 840 sqft
Condo in 33434 · built 1979
STR revenue
$62,133/yr
Est. interest-only payment
$1,635/mo
On the market 207 days · Listed by Coldwell Banker Realty
Scout this home & market: 2-bed condo in Boca Raton
$199,000DSCR 2.20
2 bed · 1.5 bath · 880 sqft
Condo in 33434 · built 1979
STR revenue
$63,841/yr
Est. interest-only payment
$1,935/mo
On the market 89 days · Listed by Preferred Properties Int'l Realty Inc
Scout this home & market: 2-bed condo in Boca Raton
$365,000DSCR 1.79
2 bed · 2 bath · 1,120 sqft
Condo in 33432 · built 1968
STR revenue
$84,810/yr
Est. interest-only payment
$3,162/mo
On the market 207 days · Listed by United Realty Group
Scout this home & market: 2-bed condo in Boca Raton
$450,000DSCR 1.29
2 bed · 2 bath · 1,093 sqft
Condo in 33432 · built 1973
STR revenue
$85,261/yr
Est. interest-only payment
$4,408/mo
On the market 70 days · Listed by Douglas Elliman Real Estate - Boca Raton
Scout this home & market: 2-bed condo in Boca Raton

Ask about Boca Raton deals →Run any address yourself

As of October 2026, we analyzed 1,305 active for-sale homes in Boca Raton, Florida. The typical listing is priced at $565,000 and is projected to generate about $66,589 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 38.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Boca Raton #145 of 200 for cash-flow potential.

On market momentum: homes in Boca Raton sit a median of 68 days on the market, and 25% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Boca Raton runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Boca Raton

Boca Raton works for investors, but the window is specific: 198 of the 962 Boca Raton homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $441,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$150k–$250k	67%1.48	82%1.82	—	—	—
$250k–$350k	31%1.06	57%1.36	67%1.41	—	—
$350k–$500k	—	19%0.95	44%1.22	—	—
$500k+	0%0.58	1%0.52	3%0.68	1%0.59	3%0.44

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Boca Raton in full

Active for-sale homes analyzed	1,305
Median list price	$565,000
Median projected STR revenue (annual, gross)	$66,589
Median average daily rate (ADR)	$264
Median occupancy	67%
Median beds	3
Median size	1,530 sqft
Estimated cash-flow-positive share	38.5%
Median days on market	68 days
New listings (last 30 days)	24.8% of active