Cape Coral, FL Rental Market for Investors
An estimated 47% of Cape Coral's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Cape Coral that pencil right now
A sample of active Cape Coral listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$164,900DSCR 1.482 bed · 2 bath · 1,158 sqft
- STR revenue
- $26,501/yr
- Est. interest-only payment
- $1,193/mo
On the market 276 days · Listed by Home Team Advantage Realty
Scout this home & market: 2-bed condo in Cape Coral
$237,300DSCR 1.653 bed · 2 bath · 1,248 sqft
- STR revenue
- $41,899/yr
- Est. interest-only payment
- $1,698/mo
On the market 232 days · Listed by Luxury Real Estate Group LLC
Scout this home & market: 3-bed house in Cape Coral
$275,000DSCR 1.253 bed · 2 bath · 1,352 sqft
- STR revenue
- $31,645/yr
- Est. interest-only payment
- $1,681/mo
On the market 68 days · Listed by ROG MVP Lee County LLC
Scout this home & market: 3-bed house in Cape Coral
$299,000DSCR 1.433 bed · 2 bath · 1,785 sqft
- STR revenue
- $45,465/yr
- Est. interest-only payment
- $2,127/mo
On the market 43 days · Listed by RE MAX Trend
Scout this home & market: 3-bed house in Cape Coral
$318,000DSCR 1.293 bed · 2 bath · 1,334 sqft
- STR revenue
- $40,978/yr
- Est. interest-only payment
- $2,112/mo
On the market 39 days · Listed by South Beaches Realty Corp
Scout this home & market: 3-bed house in Cape Coral
$329,900DSCR 1.274 bed · 2 bath · 1,865 sqft
- STR revenue
- $45,407/yr
- Est. interest-only payment
- $2,375/mo
On the market 39 days · Listed by Expert Realty Solutions
Scout this home & market: 4-bed house in Cape Coral
$359,900DSCR 1.414 bed · 2 bath · 1,718 sqft
- STR revenue
- $52,930/yr
- Est. interest-only payment
- $2,510/mo
On the market 79 days · Listed by Experience Real Estate Group
Scout this home & market: 4-bed house in Cape Coral
$389,000DSCR 1.254 bed · 3 bath · 1,698 sqft
- STR revenue
- $43,694/yr
- Est. interest-only payment
- $2,322/mo
On the market 52 days · Listed by Spec Homes Realty LLC
Scout this home & market: 4-bed house in Cape Coral
$425,000DSCR 1.454 bed · 3 bath · 2,121 sqft
- STR revenue
- $59,999/yr
- Est. interest-only payment
- $2,754/mo
On the market 39 days · Listed by Re/Max Sunshine
Scout this home & market: 4-bed house in Cape Coral
As of August 2026, we analyzed 2,657 active for-sale homes in Cape Coral, Florida. The typical listing is priced at $409,900 and is projected to generate about $40,484 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 46.9% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Cape Coral #122 of 200 for cash-flow potential.
On market momentum: homes in Cape Coral sit a median of 90 days on the market, and 21% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Cape Coral runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Cape Coral
Cape Coral works for investors, but the window is specific: 410 of the 2,316 Cape Coral homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $399,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 33%1.13 | 64%1.38 | — | — |
| $250k–$350k | 17%0.87 | 37%1.19 | 51%1.25 | — |
| $350k–$500k | 0%0.73 | 4%0.94 | 24%1.11 | — |
| $500k+ | 0%0.50 | 0%0.62 | 0%0.74 | 2%0.58 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Cape Coral in full
| Active for-sale homes analyzed | 2,657 |
|---|---|
| Median list price | $409,900 |
| Median projected STR revenue (annual, gross) | $40,484 |
| Median average daily rate (ADR) | $202 |
| Median occupancy | 55% |
| Median beds | 3 |
| Median size | 1,811 sqft |
| Estimated cash-flow-positive share | 46.9% |
| Median days on market | 90 days |
| New listings (last 30 days) | 20.7% of active |
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