Investor market data · Florida

Cape Coral, FL Rental Market for Investors

An estimated 45% of Cape Coral's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$409,000Median list price2,631 active listings

$40,633Median STR revenue / yrprojected, gross

Homes in Cape Coral that pencil right now

A sample of active Cape Coral listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$164,900DSCR 1.46
2 bed · 2 bath · 1,158 sqft
Condo in 33904 · built 1968
STR revenue
$26,501/yr
Est. interest-only payment
$1,206/mo
On the market 325 days · Listed by Home Team Advantage Realty
Scout this home & market: 2-bed condo in Cape Coral
$210,900DSCR 1.28
2 bed · 2 bath · 1,306 sqft
Condo in 33914 · built 1990
STR revenue
$29,320/yr
Est. interest-only payment
$1,532/mo
On the market 636 days · Listed by Barclays Real Estate Group 1
Scout this home & market: 2-bed condo in Cape Coral
$253,000DSCR 1.55
3 bed · 2 bath · 1,176 sqft
House in 33914 · built 1986
STR revenue
$38,418/yr
Est. interest-only payment
$1,647/mo
On the market 89 days · Listed by The Landmark Group SWFL LLC
Scout this home & market: 3-bed house in Cape Coral
$329,000DSCR 1.35
4 bed · 2 bath · 1,786 sqft
House in 33993 · built 2017
STR revenue
$43,868/yr
Est. interest-only payment
$2,163/mo
On the market 308 days · Listed by Anna North Real Estate LLC
Scout this home & market: 4-bed house in Cape Coral
$339,900DSCR 1.28
3 bed · 2 bath · 1,496 sqft
House in 33904 · built 1987
STR revenue
$40,092/yr
Est. interest-only payment
$2,089/mo
On the market 73 days · Listed by Cape Coral Real Estate & Re
Scout this home & market: 3-bed house in Cape Coral

Ask about Cape Coral deals →Run any address yourself

As of October 2026, we analyzed 2,631 active for-sale homes in Cape Coral, Florida. The typical listing is priced at $409,000 and is projected to generate about $40,633 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 45.1% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Cape Coral #125 of 200 for cash-flow potential.

On market momentum: homes in Cape Coral sit a median of 82 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Cape Coral runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Cape Coral

Cape Coral works for investors, but the window is specific: 359 of the 2,234 Cape Coral homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $390,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	2 bed	3 bed	4 bed	5 bed
$150k–$250k	29%1.08	73%1.41	—	—
$250k–$350k	17%0.83	34%1.17	48%1.24	—
$350k–$500k	0%0.72	3%0.94	20%1.09	11%1.06
$500k+	0%0.48	0%0.61	1%0.71	0%0.61

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Cape Coral in full

Active for-sale homes analyzed	2,631
Median list price	$409,000
Median projected STR revenue (annual, gross)	$40,633
Median average daily rate (ADR)	$204
Median occupancy	55%
Median beds	3
Median size	1,812 sqft
Estimated cash-flow-positive share	45.1%
Median days on market	82 days
New listings (last 30 days)	21.6% of active