Investor market data · Florida

Clearwater, FL Rental Market for Investors

An estimated 62% of Clearwater's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$350,000Median list price859 active listings

$45,933Median STR revenue / yrprojected, gross

Homes in Clearwater that pencil right now

A sample of active Clearwater listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$150,000DSCR 1.37
2 bed · 2 bath · 1,010 sqft
Condo in 33756 · built 2004
STR revenue
$38,723/yr
Est. interest-only payment
$1,885/mo
On the market 271 days · Listed by Future Home Realty Inc
Scout this home & market: 2-bed condo in Clearwater
$164,000DSCR 1.62
2 bed · 2 bath · 893 sqft
Condo in 33763 · built 1976
STR revenue
$41,154/yr
Est. interest-only payment
$1,693/mo
On the market 24 days · Listed by Beach Place One Real Estate
Scout this home & market: 2-bed condo in Clearwater
$199,900DSCR 1.95
2 bed · 2 bath · 1,400 sqft
Condo in 33763 · built 1972
STR revenue
$57,185/yr
Est. interest-only payment
$1,954/mo
On the market 164 days · Listed by ON TOP OF THE WORLD REAL ESTATE OF PINELLAS, LLC
Scout this home & market: 2-bed condo in Clearwater
$240,000DSCR 1.68
3 bed · 2 bath · 1,325 sqft
Condo in 33763 · built 1997
STR revenue
$54,111/yr
Est. interest-only payment
$2,146/mo
On the market 227 days · Listed by FUTURE HOME REALTY INC
Scout this home & market: 3-bed condo in Clearwater
$275,000DSCR 1.53
3 bed · 3.5 bath · 2,190 sqft
Condo in 33763 · built 1988
STR revenue
$54,244/yr
Est. interest-only payment
$2,359/mo
On the market 102 days · Listed by LPT REALTY LLC
Scout this home & market: 3-bed condo in Clearwater
$350,000DSCR 2.02
3 bed · 2 bath · 1,744 sqft
House in 33760 · built 1956
STR revenue
$73,701/yr
Est. interest-only payment
$2,427/mo
On the market 269 days · Listed by EXP REALTY LLC
Scout this home & market: 3-bed house in Clearwater
$425,000DSCR 1.34
3 bed · 1.5 bath · 1,513 sqft
House in 33763 · built 1958
STR revenue
$53,472/yr
Est. interest-only payment
$2,668/mo
On the market 1062 days · Listed by Hofacker & Associates, Inc.
Scout this home & market: 3-bed house in Clearwater
$489,000DSCR 1.41
5 bed · 2.5 bath · 1,980 sqft
House in 33755 · built 1925
STR revenue
$62,598/yr
Est. interest-only payment
$2,961/mo
On the market 23 days · Listed by Realty Hub
Scout this home & market: 5-bed house in Clearwater

Ask about Clearwater deals →Run any address yourself

As of August 2026, we analyzed 859 active for-sale homes in Clearwater, Florida. The typical listing is priced at $350,000 and is projected to generate about $45,933 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 61.6% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Clearwater #60 of 200 for cash-flow potential.

On market momentum: homes in Clearwater sit a median of 77 days on the market, and 23% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Clearwater, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Clearwater

Clearwater works for investors, but the window is specific: 256 of the 674 Clearwater homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $482,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
Under $150k	—	54%1.36	—	—	—
$150k–$250k	10%0.95	60%1.39	100%1.66	—	—
$250k–$350k	—	32%1.14	68%1.45	—	—
$350k–$500k	—	0%0.83	45%1.21	79%1.50	—
$500k+	—	0%0.47	4%0.70	18%0.95	10%0.91

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Clearwater in full

Active for-sale homes analyzed	859
Median list price	$350,000
Median projected STR revenue (annual, gross)	$45,933
Median average daily rate (ADR)	$197
Median occupancy	64%
Median beds	2
Median size	1,400 sqft
Estimated cash-flow-positive share	61.6%
Median days on market	77 days
New listings (last 30 days)	22.8% of active