Cypress, TX Rental Market for Investors
An estimated 35% of Cypress's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Cypress that pencil right now
A sample of active Cypress listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$199,900DSCR 1.693 bed · 2 bath · 1,348 sqft
- STR revenue
- $42,767/yr
- Est. interest-only payment
- $1,688/mo
On the market 20 days · Listed by RA Brokers
Scout this home & market: 3-bed house in Cypress
$225,000DSCR 1.544 bed · 2.5 bath · 1,736 sqft
- STR revenue
- $41,511/yr
- Est. interest-only payment
- $1,799/mo
On the market 16 days · Listed by Remax Signature
Scout this home & market: 4-bed house in Cypress
$249,950DSCR 1.464 bed · 2 bath · 1,692 sqft
- STR revenue
- $43,363/yr
- Est. interest-only payment
- $1,985/mo
On the market 62 days · Listed by Hackbarth Realty
Scout this home & market: 4-bed house in Cypress
As of August 2026, we analyzed 1,347 active for-sale homes in Cypress, Texas. The typical listing is priced at $450,000 and is projected to generate about $52,876 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 35.1% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Cypress #156 of 200 for cash-flow potential.
On market momentum: homes in Cypress sit a median of 44 days on the market, and 35% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Cypress runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Cypress
Cash-flow is the exception rather than the rule in Cypress right now: 115 of the 881 Cypress homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $399,000.
| Price | 3 bed | 4 bed | 5 bed |
|---|---|---|---|
| $150k–$250k | 75%1.47 | — | — |
| $250k–$350k | 27%1.04 | 35%1.06 | — |
| $350k–$500k | 2%0.87 | 11%0.90 | 29%0.99 |
| $500k+ | 0%0.72 | 0%0.68 | 0%0.67 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Cypress in full
| Active for-sale homes analyzed | 1,347 |
|---|---|
| Median list price | $450,000 |
| Median projected STR revenue (annual, gross) | $52,876 |
| Median average daily rate (ADR) | $269 |
| Median occupancy | 54% |
| Median beds | 4 |
| Median size | 2,684 sqft |
| Estimated cash-flow-positive share | 35.1% |
| Median days on market | 44 days |
| New listings (last 30 days) | 35.3% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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