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Investor market data · Florida

Delray Beach, FL Rental Market for Investors

An estimated 61% of Delray Beach's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$350,000Median list price1,005 active listings
$63,087Median STR revenue / yrprojected, gross

Homes in Delray Beach that pencil right now

A sample of active Delray Beach listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,005 active for-sale homes in Delray Beach, Florida. The typical listing is priced at $350,000 and is projected to generate about $63,087 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 61.0% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Delray Beach #67 of 200 for cash-flow potential.

On market momentum: homes in Delray Beach sit a median of 74 days on the market, and 24% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Delray Beach, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Delray Beach

Delray Beach is a broad cash-flow market right now: 295 of the 662 Delray Beach homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $415,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k33%1.0397%1.98
$250k–$350k72%1.42100%1.53
$350k–$500k25%1.0873%1.36
$500k+0%0.490%0.569%0.7810%0.826%0.51

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Delray Beach in full

Active for-sale homes analyzed1,005
Median list price$350,000
Median projected STR revenue (annual, gross)$63,087
Median average daily rate (ADR)$242
Median occupancy70%
Median beds2
Median size1,293 sqft
Estimated cash-flow-positive share61.0%
Median days on market74 days
New listings (last 30 days)23.8% of active

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Run your numbers · Delray Beach

Would a Delray Beach rental qualify for a DSCR loan?

Pre-filled with Delray Beach's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
2.00
Exceptional · top-tier deal
Qualifying rent$4,206
Monthly ITIA$2,100
Loan amount$280,000
30-year DSCR1.87
30-year PITIA$2,254
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Delray Beach data, human context

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