Edinburg, TX Rental Market for Investors
An estimated 22% of Edinburg's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in Edinburg that pencil right now
A sample of active Edinburg listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$160,000DSCR 1.373 bed · 2 bath · 1,575 sqft
- STR revenue
- $23,384/yr
- Est. interest-only payment
- $1,140/mo
On the market 53 days · Listed by Cordel Real Estate
Scout this home & market: 3-bed house in Edinburg
$215,000DSCR 1.254 bed · 2 bath · 1,888 sqft
- STR revenue
- $27,371/yr
- Est. interest-only payment
- $1,459/mo
On the market 84 days · Listed by Zapphire Real Estate Group
Scout this home & market: 4-bed house in Edinburg
$225,000DSCR 1.925 bed · 1 bath · 2,032 sqft
- STR revenue
- $42,323/yr
- Est. interest-only payment
- $1,467/mo
On the market 44 days · Listed by BIG Realty
Scout this home & market: 5-bed house in Edinburg
As of October 2026, we analyzed 832 active for-sale homes in Edinburg, Texas. The typical listing is priced at $337,500 and is projected to generate about $23,359 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 22.1% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Edinburg #181 of 200 for cash-flow potential.
On market momentum: homes in Edinburg sit a median of 83 days on the market, and 20% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Edinburg runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Edinburg
Cash-flow is the exception rather than the rule in Edinburg right now: 27 of the 393 Edinburg homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $265,000.
| Price | 2 bed | 3 bed | 4 bed |
|---|---|---|---|
| $150k–$250k | 4%0.86 | 13%0.99 | 30%1.23 |
| $250k–$350k | — | 1%0.80 | 0%0.75 |
| $350k–$500k | — | 0%0.55 | 0%0.69 |
| $500k+ | — | — | 0%0.40 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Edinburg in full
| Active for-sale homes analyzed | 832 |
|---|---|
| Median list price | $337,500 |
| Median projected STR revenue (annual, gross) | $23,359 |
| Median average daily rate (ADR) | $114 |
| Median occupancy | 57% |
| Median beds | 3 |
| Median size | 2,099 sqft |
| Estimated cash-flow-positive share | 22.1% |
| Median days on market | 83 days |
| New listings (last 30 days) | 20.2% of active |
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.
Would a Edinburg rental qualify for a DSCR loan?
Pre-filled with Edinburg's median price and projected short-term-rental income — change any field to match a specific property.
Advanced
On a 5-minute call with you, we can use Scout to run real numbers on real properties.
Estimates for educational purposes. Final terms subject to credit, property & program approval.
5 senior bankers · 47 statesPressure-test the market before you trust the median.
We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.
Thinking about an investment property in Edinburg?
Send the address or your target buy box. We’ll run the property with today’s assumptions.
Prefer to talk now? Call or text Chad: 858-353-8331.