El Paso, TX Rental Market for Investors
An estimated 44% of El Paso's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in El Paso that pencil right now
A sample of active El Paso listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$145,900DSCR 1.814 bed · 2 bath · 1,577 sqft
- STR revenue
- $29,100/yr
- Est. interest-only payment
- $1,072/mo
On the market 49 days · Listed by Sandra Luna & Associates
Scout this home & market: 4-bed house in El Paso
$180,000DSCR 1.293 bed · 1 bath · 1,324 sqft
- STR revenue
- $26,853/yr
- Est. interest-only payment
- $1,385/mo
On the market 39 days · Listed by Coldwell Banker Heritage Real Estate
Scout this home & market: 3-bed house in El Paso
$217,500DSCR 1.263 bed · 2 bath · 1,510 sqft
- STR revenue
- $30,370/yr
- Est. interest-only payment
- $1,608/mo
On the market 38 days · Listed by Remax Associates
Scout this home & market: 3-bed house in El Paso
$265,000DSCR 1.335 bed · 2 bath · 3,134 sqft
- STR revenue
- $36,504/yr
- Est. interest-only payment
- $1,835/mo
On the market 19 days · Listed by KASA Realty Group
Scout this home & market: 5-bed house in El Paso
$283,950DSCR 1.364 bed · 2 bath · 1,752 sqft
- STR revenue
- $33,351/yr
- Est. interest-only payment
- $1,635/mo
On the market 110 days · Listed by New Beginnings Realty
Scout this home & market: 4-bed house in El Paso
$284,950DSCR 1.374 bed · 2.5 bath · 1,532 sqft
- STR revenue
- $33,679/yr
- Est. interest-only payment
- $1,641/mo
On the market 170 days · Listed by ERA Sellers & Buyers Real Estate
Scout this home & market: 4-bed house in El Paso
$284,950DSCR 1.374 bed · 2 bath · 1,644 sqft
- STR revenue
- $32,945/yr
- Est. interest-only payment
- $1,603/mo
On the market 19 days · Listed by El Paso Elite Realty
Scout this home & market: 4-bed house in El Paso
$295,000DSCR 1.294 bed · 2 bath · 1,534 sqft
- STR revenue
- $40,188/yr
- Est. interest-only payment
- $2,076/mo
On the market 76 days · Listed by Grow Real Estate Firm
Scout this home & market: 4-bed house in El Paso
$324,950DSCR 1.303 bed · 2.5 bath · 1,690 sqft
- STR revenue
- $36,971/yr
- Est. interest-only payment
- $1,901/mo
On the market 53 days · Listed by ERA Sellers & Buyers Real Estate
Scout this home & market: 3-bed house in El Paso
As of August 2026, we analyzed 1,954 active for-sale homes in El Paso, Texas. The typical listing is priced at $314,475 and is projected to generate about $31,528 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 43.7% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking El Paso #132 of 200 for cash-flow potential.
On market momentum: homes in El Paso sit a median of 68 days on the market, and 27% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — El Paso runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in El Paso
Cash-flow is the exception rather than the rule in El Paso right now: 227 of the 1,769 El Paso homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $321,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 9%0.98 | 26%1.12 | 46%1.23 | 89%1.40 |
| $250k–$350k | — | 2%0.94 | 21%1.06 | 35%1.15 |
| $350k–$500k | — | 0%0.72 | 2%0.87 | 7%1.04 |
| $500k+ | — | 0%0.46 | 1%0.59 | 1%0.72 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
El Paso in full
| Active for-sale homes analyzed | 1,954 |
|---|---|
| Median list price | $314,475 |
| Median projected STR revenue (annual, gross) | $31,528 |
| Median average daily rate (ADR) | $141 |
| Median occupancy | 62% |
| Median beds | 4 |
| Median size | 1,924 sqft |
| Estimated cash-flow-positive share | 43.7% |
| Median days on market | 68 days |
| New listings (last 30 days) | 27.1% of active |
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