Skip to content
Investor market data · Florida

Fort Lauderdale, FL Rental Market for Investors

An estimated 39% of Fort Lauderdale's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$639,900Median list price2,204 active listings
$69,701Median STR revenue / yrprojected, gross

Homes in Fort Lauderdale that pencil right now

A sample of active Fort Lauderdale listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 2,204 active for-sale homes in Fort Lauderdale, Florida. The typical listing is priced at $639,900 and is projected to generate about $69,701 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 38.7% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Fort Lauderdale #142 of 200 for cash-flow potential.

On market momentum: homes in Fort Lauderdale sit a median of 87 days on the market, and 20% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Fort Lauderdale runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Fort Lauderdale

Fort Lauderdale works for investors, but the window is specific: 286 of the 1,647 Fort Lauderdale homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $595,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k26%1.0380%1.45
$250k–$350k19%0.8634%1.1785%1.54
$350k–$500k3%0.7914%0.9144%1.2157%1.43
$500k+0%0.573%0.626%0.8012%0.7612%0.73

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Fort Lauderdale in full

Active for-sale homes analyzed2,204
Median list price$639,900
Median projected STR revenue (annual, gross)$69,701
Median average daily rate (ADR)$292
Median occupancy66%
Median beds2
Median size1,404 sqft
Estimated cash-flow-positive share38.7%
Median days on market87 days
New listings (last 30 days)19.6% of active

As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.

Run your numbers · Fort Lauderdale

Would a Fort Lauderdale rental qualify for a DSCR loan?

Pre-filled with Fort Lauderdale's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.21
Good · qualifying range
Qualifying rent$4,647
Monthly ITIA$3,839
Loan amount$511,920
30-year DSCR1.13
30-year PITIA$4,120
Get Pre-Approved Call Or Text Us

On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Fort Lauderdale data, human context

Pressure-test the market before you trust the median.

We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.

Ready when you are

Thinking about an investment property in Fort Lauderdale?

Send the address or your target buy box. We’ll run the property with today’s assumptions.

Prefer to talk now? Call or text Chad: 858-353-8331.