Investor market data · Florida

Fort Myers, FL Rental Market for Investors

An estimated 31% of Fort Myers's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$350,000Median list price2,294 active listings

$31,622Median STR revenue / yrprojected, gross

Homes in Fort Myers that pencil right now

A sample of active Fort Myers listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$150,000DSCR 1.36
2 bed · 2 bath · 1,076 sqft
Condo in 33908 · built 1984
STR revenue
$21,841/yr
Est. interest-only payment
$1,071/mo
On the market 131 days · Listed by RE MAX Realty Group
Scout this home & market: 2-bed condo in Fort Myers
$166,000DSCR 2.08
3 bed · 2 bath · 1,095 sqft
House in 33901 · built 1951
STR revenue
$34,403/yr
Est. interest-only payment
$1,103/mo
On the market 164 days · Listed by Barclays Real Estate Group 1
Scout this home & market: 3-bed house in Fort Myers
$169,900DSCR 1.26
2 bed · 2 bath · 1,007 sqft
House in 33908 · built 1981
STR revenue
$21,518/yr
Est. interest-only payment
$1,142/mo
On the market 154 days · Listed by Re/Max Harbor Realty
Scout this home & market: 2-bed house in Fort Myers
$249,900DSCR 1.45
3 bed · 2 bath · 1,268 sqft
House in 33908 · built 1980
STR revenue
$34,502/yr
Est. interest-only payment
$1,586/mo
On the market 178 days · Listed by Epic Real Estate Advisors LLC
Scout this home & market: 3-bed house in Fort Myers
$280,000DSCR 1.29
3 bed · 2 bath · 1,752 sqft
House in 33905 · built 1978
STR revenue
$33,189/yr
Est. interest-only payment
$1,712/mo
On the market 154 days · Listed by Villa Realty Group, Inc.
Scout this home & market: 3-bed house in Fort Myers

Ask about Fort Myers deals →Run any address yourself

As of October 2026, we analyzed 2,294 active for-sale homes in Fort Myers, Florida. The typical listing is priced at $350,000 and is projected to generate about $31,622 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 30.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Fort Myers #168 of 200 for cash-flow potential.

On market momentum: homes in Fort Myers sit a median of 84 days on the market, and 21% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Fort Myers runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Fort Myers

Cash-flow is the exception rather than the rule in Fort Myers right now: 224 of the 1,663 Fort Myers homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $343,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
Under $150k	—	54%1.25	—	—	—
$150k–$250k	0%0.81	20%0.95	62%1.41	—	—
$250k–$350k	—	2%0.70	24%1.05	50%1.27	—
$350k–$500k	—	2%0.59	2%0.72	4%0.77	50%1.23
$500k+	—	0%0.51	0%0.44	1%0.47	3%0.55

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Fort Myers in full

Active for-sale homes analyzed	2,294
Median list price	$350,000
Median projected STR revenue (annual, gross)	$31,622
Median average daily rate (ADR)	$160
Median occupancy	57%
Median beds	3
Median size	1,622 sqft
Estimated cash-flow-positive share	30.6%
Median days on market	84 days
New listings (last 30 days)	21.4% of active