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Investor market data · Florida

Fort Myers, FL Rental Market for Investors

An estimated 31% of Fort Myers's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$350,000Median list price2,301 active listings
$31,581Median STR revenue / yrprojected, gross

Homes in Fort Myers that pencil right now

A sample of active Fort Myers listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 2,301 active for-sale homes in Fort Myers, Florida. The typical listing is priced at $350,000 and is projected to generate about $31,581 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 30.8% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Fort Myers #170 of 200 for cash-flow potential.

On market momentum: homes in Fort Myers sit a median of 93 days on the market, and 21% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Fort Myers runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Fort Myers

Cash-flow is the exception rather than the rule in Fort Myers right now: 204 of the 1,705 Fort Myers homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $325,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
Under $150k47%1.19
$150k–$250k0%0.8018%0.9664%1.42
$250k–$350k3%0.7022%1.0124%0.99
$350k–$500k2%0.612%0.703%0.8222%0.99
$500k+0%0.480%0.410%0.486%0.59

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Fort Myers in full

Active for-sale homes analyzed2,301
Median list price$350,000
Median projected STR revenue (annual, gross)$31,581
Median average daily rate (ADR)$160
Median occupancy57%
Median beds3
Median size1,649 sqft
Estimated cash-flow-positive share30.8%
Median days on market93 days
New listings (last 30 days)20.9% of active

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Run your numbers · Fort Myers

Would a Fort Myers rental qualify for a DSCR loan?

Pre-filled with Fort Myers's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.00
Good · qualifying range
Qualifying rent$2,105
Monthly ITIA$2,100
Loan amount$280,000
30-year DSCR0.93
30-year PITIA$2,254
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Fort Myers data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.