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Investor market data · Florida

Fort Pierce, FL Rental Market for Investors

An estimated 54% of Fort Pierce's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$362,324Median list price811 active listings
$40,430Median STR revenue / yrprojected, gross

Homes in Fort Pierce that pencil right now

A sample of active Fort Pierce listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 811 active for-sale homes in Fort Pierce, Florida. The typical listing is priced at $362,324 and is projected to generate about $40,430 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 53.5% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Fort Pierce #98 of 200 for cash-flow potential.

On market momentum: homes in Fort Pierce sit a median of 80 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Fort Pierce, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Fort Pierce

Fort Pierce works for investors, but the window is specific: 214 of the 718 Fort Pierce homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $384,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k4%0.8174%1.3884%1.59——
$250k–$350k—22%0.9455%1.2948%1.24—
$350k–$500k—2%0.6614%1.0715%1.0644%1.16
$500k+—0%0.320%0.555%0.65—

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Fort Pierce in full

Active for-sale homes analyzed811
Median list price$362,324
Median projected STR revenue (annual, gross)$40,430
Median average daily rate (ADR)$178
Median occupancy63%
Median beds3
Median size1,658 sqft
Estimated cash-flow-positive share53.5%
Median days on market80 days
New listings (last 30 days)22.2% of active

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Run your numbers · Fort Pierce

Would a Fort Pierce rental qualify for a DSCR loan?

Pre-filled with Fort Pierce's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.17
Good · qualifying range
Qualifying rent$2,695
Monthly ITIA$2,295
Loan amount$289,859
30-year DSCR1.10
30-year PITIA$2,455
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Fort Pierce data, human context

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