Frisco, TX Rental Market for Investors
An estimated 20% of Frisco's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 971 active for-sale homes in Frisco, Texas. The typical listing is priced at $699,900 and is projected to generate about $59,553 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 20.0% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Frisco #185 of 200 for cash-flow potential.
On market momentum: homes in Frisco sit a median of 68 days on the market, and 24% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Frisco runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Frisco
Cash-flow is the exception rather than the rule in Frisco right now: 32 of the 739 Frisco homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $668,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $250k–$350k | 8%0.94 | — | — | — |
| $350k–$500k | 0%0.77 | 9%1.02 | 32%1.07 | — |
| $500k+ | 0%0.46 | 0%0.74 | 2%0.67 | 2%0.65 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Frisco in full
| Active for-sale homes analyzed | 971 |
|---|---|
| Median list price | $699,900 |
| Median projected STR revenue (annual, gross) | $59,553 |
| Median average daily rate (ADR) | $282 |
| Median occupancy | 59% |
| Median beds | 4 |
| Median size | 3,272 sqft |
| Estimated cash-flow-positive share | 20.0% |
| Median days on market | 68 days |
| New listings (last 30 days) | 24.2% of active |
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.
Would a Frisco rental qualify for a DSCR loan?
Pre-filled with Frisco's median price and projected short-term-rental income — change any field to match a specific property.
Advanced
On a 5-minute call with you, we can use Scout to run real numbers on real properties.
Estimates for educational purposes. Final terms subject to credit, property & program approval.
5 senior bankers · 47 statesPressure-test the market before you trust the median.
We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.
Thinking about an investment property in Frisco?
Send the address or your target buy box. We’ll run the property with today’s assumptions.
Prefer to talk now? Call or text Chad: 858-353-8331.