Galveston, TX Rental Market for Investors
An estimated 23% of Galveston's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Galveston that pencil right now
A sample of active Galveston listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$152,900DSCR 1.612 bed · 1 bath · 684 sqft
- STR revenue
- $27,422/yr
- Est. interest-only payment
- $1,139/mo
On the market 57 days · Listed by JPAR - The Sears Group
Scout this home & market: 2-bed house in Galveston
$174,000DSCR 1.483 bed · 1 bath · 902 sqft
- STR revenue
- $28,074/yr
- Est. interest-only payment
- $1,266/mo
On the market 155 days · Listed by Exp Realty LLC
Scout this home & market: 3-bed house in Galveston
$205,000DSCR 1.312 bed · 2 bath · 777 sqft
- STR revenue
- $27,947/yr
- Est. interest-only payment
- $1,421/mo
On the market 96 days · Listed by Remax Leading Edge
Scout this home & market: 2-bed house in Galveston
$225,000DSCR 2.134 bed · 2 bath · 1,405 sqft
- STR revenue
- $53,747/yr
- Est. interest-only payment
- $1,683/mo
On the market 72 days · Listed by Remax Leading Edge
Scout this home & market: 4-bed house in Galveston
$230,000DSCR 1.272 bed · 1 bath · 840 sqft
- STR revenue
- $32,136/yr
- Est. interest-only payment
- $1,685/mo
On the market 68 days · Listed by Keller Williams Horizons
Scout this home & market: 2-bed house in Galveston
$365,000DSCR 1.644 bed · 2 bath · 2,050 sqft
- STR revenue
- $68,475/yr
- Est. interest-only payment
- $2,791/mo
On the market 24 days · Listed by Gulfside Realty, LLC
Scout this home & market: 4-bed house in Galveston
$369,000DSCR 1.284 bed · 2 bath · 2,202 sqft
- STR revenue
- $49,705/yr
- Est. interest-only payment
- $2,594/mo
On the market 276 days · Listed by Charna Graber Realtor
Scout this home & market: 4-bed house in Galveston
$621,700DSCR 1.304 bed · 3 bath · 1,173 sqft
- STR revenue
- $88,183/yr
- Est. interest-only payment
- $4,506/mo
On the market 310 days · Listed by Better Homes and Gardens Real Estate Gary Greene - Bay Area
Scout this home & market: 4-bed house in Galveston
As of August 2026, we analyzed 1,214 active for-sale homes in Galveston, Texas. The typical listing is priced at $449,000 and is projected to generate about $42,217 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 22.7% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Galveston #182 of 200 for cash-flow potential.
On market momentum: homes in Galveston sit a median of 98 days on the market, and 18% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Galveston runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Galveston
Cash-flow is the exception rather than the rule in Galveston right now: 54 of the 807 Galveston homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $425,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 0%0.86 | 26%1.12 | 80%1.31 | — | — |
| $250k–$350k | 0%0.72 | 1%0.83 | 7%0.99 | 70%1.34 | — |
| $350k–$500k | 0%0.71 | 0%0.67 | 0%0.83 | 27%1.14 | — |
| $500k+ | — | 0%0.44 | 0%0.59 | 2%0.66 | 4%0.71 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Galveston in full
| Active for-sale homes analyzed | 1,214 |
|---|---|
| Median list price | $449,000 |
| Median projected STR revenue (annual, gross) | $42,217 |
| Median average daily rate (ADR) | $283 |
| Median occupancy | 42% |
| Median beds | 3 |
| Median size | 1,568 sqft |
| Estimated cash-flow-positive share | 22.7% |
| Median days on market | 98 days |
| New listings (last 30 days) | 17.9% of active |
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