Investor market data · Texas

Georgetown, TX Rental Market for Investors

An estimated 38% of Georgetown's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$474,626Median list price1,316 active listings

$47,170Median STR revenue / yrprojected, gross

Homes in Georgetown that pencil right now

A sample of active Georgetown listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$235,000DSCR 1.73
3 bed · 2 bath · 1,236 sqft
House in 78626 · built 1998
STR revenue
$44,268/yr
Est. interest-only payment
$1,709/mo
On the market 52 days · Listed by Magnolia Realty
Scout this home & market: 3-bed house in Georgetown
$280,000DSCR 1.28
2 bed · 1 bath · 728 sqft
House in 78626 · built 1940
STR revenue
$36,632/yr
Est. interest-only payment
$1,912/mo
On the market 186 days · Listed by Dash Realty
Scout this home & market: 2-bed house in Georgetown
$315,000DSCR 1.45
3 bed · 1 bath · 1,017 sqft
House in 78626 · built 1975
STR revenue
$46,227/yr
Est. interest-only payment
$2,127/mo
On the market 51 days · Listed by Compass RE Texas
Scout this home & market: 3-bed house in Georgetown
$375,000DSCR 1.28
3 bed · 2 bath · 1,155 sqft
House in 78626 · built 2010
STR revenue
$48,065/yr
Est. interest-only payment
$2,506/mo
On the market 241 days · Listed by eXp Realty, LLC
Scout this home & market: 3-bed house in Georgetown
$489,257DSCR 1.33
5 bed · 3 bath · 2,600 sqft
House in 78633 · built 2026
STR revenue
$60,740/yr
Est. interest-only payment
$3,035/mo
On the market 171 days · Listed by Tammy Fruge, Broker
Scout this home & market: 5-bed house in Georgetown

Ask about Georgetown deals →Run any address yourself

As of October 2026, we analyzed 1,316 active for-sale homes in Georgetown, Texas. The typical listing is priced at $474,626 and is projected to generate about $47,170 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 38.4% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Georgetown #146 of 200 for cash-flow potential.

On market momentum: homes in Georgetown sit a median of 78 days on the market, and 21% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Georgetown runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Georgetown

Cash-flow is the exception rather than the rule in Georgetown right now: 150 of the 1,170 Georgetown homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $500,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	2 bed	3 bed	4 bed	5 bed
$150k–$250k	88%1.46	78%1.49	—	—
$250k–$350k	8%0.78	28%1.12	23%1.08	—
$350k–$500k	0%0.66	8%0.95	18%1.01	29%1.16
$500k+	0%0.53	0%0.63	2%0.74	8%0.86

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Georgetown in full

Active for-sale homes analyzed	1,316
Median list price	$474,626
Median projected STR revenue (annual, gross)	$47,170
Median average daily rate (ADR)	$221
Median occupancy	58%
Median beds	4
Median size	2,425 sqft
Estimated cash-flow-positive share	38.4%
Median days on market	78 days
New listings (last 30 days)	20.8% of active