Georgetown, TX Rental Market for Investors
An estimated 38% of Georgetown's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Georgetown that pencil right now
A sample of active Georgetown listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$238,000DSCR 1.553 bed · 2 bath · 1,060 sqft
- STR revenue
- $42,563/yr
- Est. interest-only payment
- $1,835/mo
On the market 20 days · Listed by Epperson Realty Group LLC
Scout this home & market: 3-bed townhouse in Georgetown
$244,500DSCR 1.643 bed · 1 bath · 1,150 sqft
- STR revenue
- $42,613/yr
- Est. interest-only payment
- $1,728/mo
On the market 58 days · Listed by Austin Evolution Residential
Scout this home & market: 3-bed house in Georgetown
$275,000DSCR 1.484 bed · 2 bath · 1,738 sqft
- STR revenue
- $42,910/yr
- Est. interest-only payment
- $1,934/mo
On the market 5 days · Listed by Magnolia Realty
Scout this home & market: 4-bed house in Georgetown
$300,000DSCR 1.303 bed · 2.5 bath · 1,564 sqft
- STR revenue
- $36,567/yr
- Est. interest-only payment
- $1,869/mo
On the market 136 days · Listed by eXp Realty, LLC
Scout this home & market: 3-bed house in Georgetown
$340,000DSCR 1.374 bed · 2 bath · 2,186 sqft
- STR revenue
- $46,256/yr
- Est. interest-only payment
- $2,244/mo
On the market 51 days · Listed by Coldwell Banker Realty
Scout this home & market: 4-bed house in Georgetown
$362,000DSCR 1.524 bed · 2 bath · 1,950 sqft
- STR revenue
- $66,711/yr
- Est. interest-only payment
- $2,931/mo
On the market 33 days · Listed by Opendoor Brokerage, LLC
Scout this home & market: 4-bed house in Georgetown
$469,800DSCR 1.324 bed · 3 bath · 2,322 sqft
- STR revenue
- $64,503/yr
- Est. interest-only payment
- $3,253/mo
On the market 6 days · Listed by Redbird Realty LLC
Scout this home & market: 4-bed house in Georgetown
$489,257DSCR 1.415 bed · 3 bath · 2,600 sqft
- STR revenue
- $63,124/yr
- Est. interest-only payment
- $2,994/mo
On the market 122 days · Listed by Tammy Fruge, Broker
Scout this home & market: 5-bed house in Georgetown
$489,408DSCR 1.415 bed · 3 bath · 2,600 sqft
- STR revenue
- $63,124/yr
- Est. interest-only payment
- $2,995/mo
On the market 81 days · Listed by Tammy Fruge, Broker
Scout this home & market: 5-bed house in Georgetown
As of August 2026, we analyzed 1,414 active for-sale homes in Georgetown, Texas. The typical listing is priced at $470,000 and is projected to generate about $47,411 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 37.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Georgetown #149 of 200 for cash-flow potential.
On market momentum: homes in Georgetown sit a median of 73 days on the market, and 24% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Georgetown runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Georgetown
Cash-flow is the exception rather than the rule in Georgetown right now: 168 of the 1,225 Georgetown homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $500,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 36%0.92 | 88%1.53 | — | — |
| $250k–$350k | 4%0.79 | 33%1.13 | 40%1.12 | — |
| $350k–$500k | 0%0.66 | 5%0.96 | 22%1.02 | 47%1.22 |
| $500k+ | 0%0.50 | 0%0.68 | 2%0.75 | 12%0.87 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Georgetown in full
| Active for-sale homes analyzed | 1,414 |
|---|---|
| Median list price | $470,000 |
| Median projected STR revenue (annual, gross) | $47,411 |
| Median average daily rate (ADR) | $224 |
| Median occupancy | 56% |
| Median beds | 4 |
| Median size | 2,392 sqft |
| Estimated cash-flow-positive share | 37.5% |
| Median days on market | 73 days |
| New listings (last 30 days) | 23.5% of active |
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