Investor market data · Arizona

Gilbert, AZ Rental Market for Investors

An estimated 52% of Gilbert's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$622,995Median list price802 active listings

$56,858Median STR revenue / yrprojected, gross

Homes in Gilbert that pencil right now

A sample of active Gilbert listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$215,000DSCR 1.46
1 bed · 1 bath · 694 sqft
Condo in 85233 · built 1996
STR revenue
$33,384/yr
Est. interest-only payment
$1,528/mo
On the market 164 days · Listed by Realty ONE Group
Scout this home & market: 1-bed condo in Gilbert
$399,900DSCR 1.45
3 bed · 2.5 bath · 1,555 sqft
Townhouse in 85233 · built 2017
STR revenue
$56,567/yr
Est. interest-only payment
$2,599/mo
On the market 101 days · Listed by Coldwell Banker Realty
Scout this home & market: 3-bed townhouse in Gilbert
$445,000DSCR 1.37
3 bed · 2 bath · 1,325 sqft
House in 85297 · built 2003
STR revenue
$53,605/yr
Est. interest-only payment
$2,610/mo
On the market 11 days · Listed by Realty ONE Group
Scout this home & market: 3-bed house in Gilbert
$465,000DSCR 1.31
3 bed · 2 bath · 1,403 sqft
House in 85233 · built 1984
STR revenue
$51,934/yr
Est. interest-only payment
$2,634/mo
On the market 7 days · Listed by ProSmart Realty
Scout this home & market: 3-bed house in Gilbert
$525,000DSCR 1.29
3 bed · 2 bath · 1,585 sqft
House in 85234 · built 1985
STR revenue
$58,284/yr
Est. interest-only payment
$3,014/mo
On the market 9 days · Listed by Keller Williams Integrity First
Scout this home & market: 3-bed house in Gilbert
$570,000DSCR 1.40
4 bed · 2 bath · 1,642 sqft
House in 85233 · built 1990
STR revenue
$69,647/yr
Est. interest-only payment
$3,313/mo
On the market 246 days · Listed by My Home Group Real Estate
Scout this home & market: 4-bed house in Gilbert
$585,000DSCR 1.31
4 bed · 2 bath · 1,828 sqft
House in 85297 · built 2020
STR revenue
$68,184/yr
Est. interest-only payment
$3,480/mo
On the market 66 days · Listed by Launch powered by COMPASS
Scout this home & market: 4-bed house in Gilbert
$619,900DSCR 1.28
4 bed · 2.5 bath · 2,509 sqft
House in 85233 · built 1993
STR revenue
$70,033/yr
Est. interest-only payment
$3,662/mo
On the market 11 days · Listed by Engel & Völkers Scottsdale
Scout this home & market: 4-bed house in Gilbert

Ask about Gilbert deals →Run any address yourself

As of August 2026, we analyzed 802 active for-sale homes in Gilbert, Arizona. The typical listing is priced at $622,995 and is projected to generate about $56,858 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 52.4% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Gilbert #101 of 200 for cash-flow potential.

On market momentum: homes in Gilbert sit a median of 58 days on the market, and 31% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Gilbert runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Gilbert

Gilbert works for investors, but the window is specific: 150 of the 623 Gilbert homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $601,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	2 bed	3 bed	4 bed	5 bed
$250k–$350k	36%0.85	—	—	—
$350k–$500k	18%1.02	45%1.21	76%1.38	—
$500k+	—	5%0.89	22%0.96	13%0.94

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Gilbert in full

Active for-sale homes analyzed	802
Median list price	$622,995
Median projected STR revenue (annual, gross)	$56,858
Median average daily rate (ADR)	$224
Median occupancy	67%
Median beds	4
Median size	2,266 sqft
Estimated cash-flow-positive share	52.4%
Median days on market	58 days
New listings (last 30 days)	31.4% of active