Homestead, FL Rental Market for Investors
An estimated 36% of Homestead's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Homestead that pencil right now
A sample of active Homestead listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$175,000DSCR 1.332 bed · 2 bath · 815 sqft
- STR revenue
- $33,515/yr
- Est. interest-only payment
- $1,680/mo
On the market 89 days · Listed by United Realty Group Inc.
Scout this home & market: 2-bed condo in Homestead
$199,000DSCR 1.313 bed · 2 bath · 1,182 sqft
- STR revenue
- $38,474/yr
- Est. interest-only payment
- $1,951/mo
On the market 93 days · Listed by Luxe Properties
Scout this home & market: 3-bed condo in Homestead
$200,000DSCR 1.333 bed · 2 bath · 1,182 sqft
- STR revenue
- $38,938/yr
- Est. interest-only payment
- $1,950/mo
On the market 230 days · Listed by Horizon Homes Realty
Scout this home & market: 3-bed condo in Homestead
$215,000DSCR 1.283 bed · 2 bath · 1,182 sqft
- STR revenue
- $39,776/yr
- Est. interest-only payment
- $2,077/mo
On the market 59 days · Listed by Keller Williams Realty International Lifestyles
Scout this home & market: 3-bed condo in Homestead
$236,000DSCR 1.323 bed · 2 bath · 1,195 sqft
- STR revenue
- $36,282/yr
- Est. interest-only payment
- $1,831/mo
On the market 59 days · Listed by Bustos Realty
Scout this home & market: 3-bed condo in Homestead
$365,000DSCR 1.374 bed · 3 bath · 1,544 sqft
- STR revenue
- $65,148/yr
- Est. interest-only payment
- $3,177/mo
On the market 135 days · Listed by One Family Realty
Scout this home & market: 4-bed townhouse in Homestead
$400,543DSCR 1.314 bed · 2.5 bath · 1,728 sqft
- STR revenue
- $56,977/yr
- Est. interest-only payment
- $2,907/mo
On the market 31 days · Listed by Keyes - The Falls
Scout this home & market: 4-bed townhouse in Homestead
$424,000DSCR 1.274 bed · 3 bath · 1,728 sqft
- STR revenue
- $61,482/yr
- Est. interest-only payment
- $3,219/mo
On the market 55 days · Listed by Liberty Commercial Realty Inc
Scout this home & market: 4-bed townhouse in Homestead
$459,000DSCR 1.324 bed · 3 bath · 1,760 sqft
- STR revenue
- $64,018/yr
- Est. interest-only payment
- $3,239/mo
On the market 172 days · Listed by Real Estate Empire Group, Inc.
Scout this home & market: 4-bed townhouse in Homestead
As of August 2026, we analyzed 1,253 active for-sale homes in Homestead, Florida. The typical listing is priced at $450,000 and is projected to generate about $49,494 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 36.2% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Homestead #153 of 200 for cash-flow potential.
On market momentum: homes in Homestead sit a median of 78 days on the market, and 27% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Homestead runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Homestead
Cash-flow is the exception rather than the rule in Homestead right now: 95 of the 1,045 Homestead homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $504,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 15%1.09 | 31%1.20 | — | — |
| $250k–$350k | 3%0.92 | 8%0.96 | 25%1.05 | — |
| $350k–$500k | 0%0.73 | 8%0.92 | 20%1.06 | 50%1.28 |
| $500k+ | — | 2%0.76 | 1%0.77 | 8%0.94 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Homestead in full
| Active for-sale homes analyzed | 1,253 |
|---|---|
| Median list price | $450,000 |
| Median projected STR revenue (annual, gross) | $49,494 |
| Median average daily rate (ADR) | $232 |
| Median occupancy | 59% |
| Median beds | 3 |
| Median size | 1,627 sqft |
| Estimated cash-flow-positive share | 36.2% |
| Median days on market | 78 days |
| New listings (last 30 days) | 26.5% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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