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Investor market data · Texas

Killeen, TX Rental Market for Investors

An estimated 59% of Killeen's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$270,000Median list price833 active listings
$29,362Median STR revenue / yrprojected, gross

Homes in Killeen that pencil right now

A sample of active Killeen listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 833 active for-sale homes in Killeen, Texas. The typical listing is priced at $270,000 and is projected to generate about $29,362 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 58.7% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Killeen #73 of 200 for cash-flow potential.

On market momentum: homes in Killeen sit a median of 63 days on the market, and 30% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Killeen, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Killeen

Killeen works for investors, but the window is specific: 99 of the 647 Killeen homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $235,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price3 bed4 bed5 bed
$150k–$250k25%1.1343%1.22
$250k–$350k1%0.983%0.980%0.95
$350k–$500k0%0.740%0.760%0.79
$500k+0%0.51

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Killeen in full

Active for-sale homes analyzed833
Median list price$270,000
Median projected STR revenue (annual, gross)$29,362
Median average daily rate (ADR)$135
Median occupancy59%
Median beds4
Median size1,863 sqft
Estimated cash-flow-positive share58.7%
Median days on market63 days
New listings (last 30 days)29.5% of active

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Run your numbers · Killeen

Would a Killeen rental qualify for a DSCR loan?

Pre-filled with Killeen's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.21
Good · qualifying range
Qualifying rent$1,957
Monthly ITIA$1,620
Loan amount$216,000
30-year DSCR1.13
30-year PITIA$1,738
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Killeen data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.