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Investor market data · Arizona

Tucson, AZ Rental Market for Investors

An estimated 57% of Tucson's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$369,900Median list price2,548 active listings
$36,004Median STR revenue / yrprojected, gross

Homes in Tucson that pencil right now

A sample of active Tucson listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 2,548 active for-sale homes in Tucson, Arizona. The typical listing is priced at $369,900 and is projected to generate about $36,004 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 56.5% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Tucson #84 of 200 for cash-flow potential.

On market momentum: homes in Tucson sit a median of 55 days on the market, and 30% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Tucson, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Tucson

Tucson works for investors, but the window is specific: 569 of the 2,028 Tucson homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $389,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k42%1.1742%1.2285%1.58100%1.69
$250k–$350k14%1.0150%1.2562%1.29100%1.67
$350k–$500k0%0.7510%0.9923%1.1031%1.10
$500k+0%0.511%0.716%0.7612%0.80

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Tucson in full

Active for-sale homes analyzed2,548
Median list price$369,900
Median projected STR revenue (annual, gross)$36,004
Median average daily rate (ADR)$173
Median occupancy57%
Median beds3
Median size1,727 sqft
Estimated cash-flow-positive share56.5%
Median days on market55 days
New listings (last 30 days)29.5% of active

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Run your numbers · Tucson

Would a Tucson rental qualify for a DSCR loan?

Pre-filled with Tucson's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.08
Good · qualifying range
Qualifying rent$2,400
Monthly ITIA$2,219
Loan amount$295,920
30-year DSCR1.01
30-year PITIA$2,382
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Tucson data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.