New Port Richey, FL Rental Market for Investors
An estimated 44% of New Port Richey's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in New Port Richey that pencil right now
A sample of active New Port Richey listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$150,000DSCR 1.302 bed · 2 bath · 1,144 sqft
- STR revenue
- $31,311/yr
- Est. interest-only payment
- $1,600/mo
On the market 194 days · Listed by LPT REALTY LLC
Scout this home & market: 2-bed condo in New Port Richey
$217,500DSCR 1.983 bed · 1 bath · 888 sqft
- STR revenue
- $39,460/yr
- Est. interest-only payment
- $1,328/mo
On the market 23 days · Listed by FLORIDA LUXURY REALTY
Scout this home & market: 3-bed house in New Port Richey
$229,900DSCR 2.033 bed · 2 bath · 1,582 sqft
- STR revenue
- $42,012/yr
- Est. interest-only payment
- $1,380/mo
On the market 68 days · Listed by Realty Hub
Scout this home & market: 3-bed house in New Port Richey
$260,995DSCR 1.593 bed · 1.5 bath · 1,285 sqft
- STR revenue
- $37,264/yr
- Est. interest-only payment
- $1,567/mo
On the market 20 days · Listed by IMPACT REALTY TAMPA BAY
Scout this home & market: 3-bed house in New Port Richey
$273,900DSCR 1.753 bed · 2 bath · 1,200 sqft
- STR revenue
- $42,812/yr
- Est. interest-only payment
- $1,636/mo
On the market 20 days · Listed by NAIM REAL ESTATE LLC
Scout this home & market: 3-bed house in New Port Richey
$278,900DSCR 1.393 bed · 2 bath · 1,392 sqft
- STR revenue
- $38,049/yr
- Est. interest-only payment
- $1,828/mo
On the market 31 days · Listed by FLORIDA REALTY INVESTMENTS
Scout this home & market: 3-bed house in New Port Richey
$279,900DSCR 1.403 bed · 2 bath · 1,318 sqft
- STR revenue
- $35,484/yr
- Est. interest-only payment
- $1,689/mo
On the market 58 days · Listed by Remax Champions
Scout this home & market: 3-bed house in New Port Richey
$280,000DSCR 1.324 bed · 2.5 bath · 1,748 sqft
- STR revenue
- $33,480/yr
- Est. interest-only payment
- $1,687/mo
On the market 130 days · Listed by HOME PRIME REALTY LLC
Scout this home & market: 4-bed house in New Port Richey
$299,900DSCR 1.444 bed · 2.5 bath · 1,272 sqft
- STR revenue
- $43,656/yr
- Est. interest-only payment
- $2,023/mo
On the market 698 days · Listed by beycome.com
Scout this home & market: 4-bed house in New Port Richey
As of August 2026, we analyzed 757 active for-sale homes in New Port Richey, Florida. The typical listing is priced at $325,000 and is projected to generate about $34,114 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 43.8% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking New Port Richey #131 of 200 for cash-flow potential.
On market momentum: homes in New Port Richey sit a median of 69 days on the market, and 25% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — New Port Richey runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in New Port Richey
New Port Richey works for investors, but the window is specific: 117 of the 565 New Port Richey homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $300,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 41%1.20 | 71%1.39 | — | — |
| $250k–$350k | 7%0.90 | 24%1.09 | 30%1.09 | — |
| $350k–$500k | 0%0.79 | 2%0.85 | 0%0.88 | — |
| $500k+ | 0%0.44 | 0%0.58 | 0%0.65 | 9%0.79 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
New Port Richey in full
| Active for-sale homes analyzed | 757 |
|---|---|
| Median list price | $325,000 |
| Median projected STR revenue (annual, gross) | $34,114 |
| Median average daily rate (ADR) | $148 |
| Median occupancy | 62% |
| Median beds | 3 |
| Median size | 1,559 sqft |
| Estimated cash-flow-positive share | 43.8% |
| Median days on market | 69 days |
| New listings (last 30 days) | 24.7% of active |
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.
Would a New Port Richey rental qualify for a DSCR loan?
Pre-filled with New Port Richey's median price and projected short-term-rental income — change any field to match a specific property.
Advanced
On a 5-minute call with you, we can use Scout to run real numbers on real properties.
Estimates for educational purposes. Final terms subject to credit, property & program approval.
5 senior bankers · 47 statesPressure-test the market before you trust the median.
We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.
Thinking about an investment property in New Port Richey?
Send the address or your target buy box. We’ll run the property with today’s assumptions.
Prefer to talk now? Call or text Chad: 858-353-8331.