New Port Richey, FL Rental Market for Investors
An estimated 40% of New Port Richey's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in New Port Richey that pencil right now
A sample of active New Port Richey listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$150,000DSCR 1.292 bed · 2 bath · 1,144 sqft
- STR revenue
- $31,311/yr
- Est. interest-only payment
- $1,613/mo
On the market 243 days · Listed by LPT REALTY LLC
Scout this home & market: 2-bed condo in New Port Richey
$260,995DSCR 1.563 bed · 1.5 bath · 1,285 sqft
- STR revenue
- $37,264/yr
- Est. interest-only payment
- $1,589/mo
On the market 70 days · Listed by IMPACT REALTY TAMPA BAY
Scout this home & market: 3-bed house in New Port Richey
$270,000DSCR 1.253 bed · 2 bath · 1,368 sqft
- STR revenue
- $37,047/yr
- Est. interest-only payment
- $1,976/mo
On the market 254 days · Listed by LPT REALTY LLC
Scout this home & market: 3-bed house in New Port Richey
$299,900DSCR 1.424 bed · 2.5 bath · 1,272 sqft
- STR revenue
- $43,656/yr
- Est. interest-only payment
- $2,047/mo
On the market 747 days · Listed by beycome.com
Scout this home & market: 4-bed house in New Port Richey
As of October 2026, we analyzed 721 active for-sale homes in New Port Richey, Florida. The typical listing is priced at $320,000 and is projected to generate about $34,043 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 40.0% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking New Port Richey #142 of 200 for cash-flow potential.
On market momentum: homes in New Port Richey sit a median of 74 days on the market, and 23% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — New Port Richey runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in New Port Richey
New Port Richey works for investors, but the window is specific: 101 of the 541 New Port Richey homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $290,000.
| Price | 2 bed | 3 bed | 4 bed |
|---|---|---|---|
| $150k–$250k | 37%1.18 | 68%1.43 | — |
| $250k–$350k | 3%0.90 | 21%1.00 | 30%1.01 |
| $350k–$500k | 0%0.75 | 0%0.85 | 0%0.87 |
| $500k+ | 0%0.43 | 0%0.58 | 0%0.64 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
New Port Richey in full
| Active for-sale homes analyzed | 721 |
|---|---|
| Median list price | $320,000 |
| Median projected STR revenue (annual, gross) | $34,043 |
| Median average daily rate (ADR) | $150 |
| Median occupancy | 61% |
| Median beds | 3 |
| Median size | 1,543 sqft |
| Estimated cash-flow-positive share | 40.0% |
| Median days on market | 74 days |
| New listings (last 30 days) | 22.7% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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