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Investor market data · Florida

Port Saint Lucie, FL Rental Market for Investors

An estimated 40% of Port Saint Lucie's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$449,900Median list price2,158 active listings
$45,608Median STR revenue / yrprojected, gross

Homes in Port Saint Lucie that pencil right now

A sample of active Port Saint Lucie listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 2,158 active for-sale homes in Port Saint Lucie, Florida. The typical listing is priced at $449,900 and is projected to generate about $45,608 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 39.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Port Saint Lucie #140 of 200 for cash-flow potential.

On market momentum: homes in Port Saint Lucie sit a median of 69 days on the market, and 22% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Port Saint Lucie runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Port Saint Lucie

Cash-flow is the exception rather than the rule in Port Saint Lucie right now: 250 of the 1,975 Port Saint Lucie homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $415,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$150k–$250k76%1.6092%1.78
$250k–$350k21%0.9941%1.21
$350k–$500k1%0.759%0.976%1.0215%1.09
$500k+0%0.770%0.632%0.794%0.84

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Port Saint Lucie in full

Active for-sale homes analyzed2,158
Median list price$449,900
Median projected STR revenue (annual, gross)$45,608
Median average daily rate (ADR)$195
Median occupancy63%
Median beds3
Median size1,966 sqft
Estimated cash-flow-positive share39.5%
Median days on market69 days
New listings (last 30 days)22.2% of active

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Run your numbers · Port Saint Lucie

Would a Port Saint Lucie rental qualify for a DSCR loan?

Pre-filled with Port Saint Lucie's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.13
Good · qualifying range
Qualifying rent$3,041
Monthly ITIA$2,699
Loan amount$359,920
30-year DSCR1.05
30-year PITIA$2,897
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Port Saint Lucie data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.