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Investor market data · Florida

Port Saint Lucie, FL Rental Market for Investors

An estimated 38% of Port Saint Lucie's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$449,990Median list price2,050 active listings
$44,770Median STR revenue / yrprojected, gross

Homes in Port Saint Lucie that pencil right now

A sample of active Port Saint Lucie listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 2,050 active for-sale homes in Port Saint Lucie, Florida. The typical listing is priced at $449,990 and is projected to generate about $44,770 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 37.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Port Saint Lucie #149 of 200 for cash-flow potential.

On market momentum: homes in Port Saint Lucie sit a median of 79 days on the market, and 23% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Port Saint Lucie runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Port Saint Lucie

Cash-flow is the exception rather than the rule in Port Saint Lucie right now: 210 of the 1,916 Port Saint Lucie homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $430,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$150k–$250k72%1.5985%1.81——
$250k–$350k21%1.0129%1.18——
$350k–$500k1%0.737%0.958%1.038%1.03
$500k+0%0.750%0.621%0.776%0.84

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Port Saint Lucie in full

Active for-sale homes analyzed2,050
Median list price$449,990
Median projected STR revenue (annual, gross)$44,770
Median average daily rate (ADR)$196
Median occupancy62%
Median beds3
Median size1,960 sqft
Estimated cash-flow-positive share37.6%
Median days on market79 days
New listings (last 30 days)22.6% of active

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Run your numbers · Port Saint Lucie

Would a Port Saint Lucie rental qualify for a DSCR loan?

Pre-filled with Port Saint Lucie's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.05
Good · qualifying range
Qualifying rent$2,985
Monthly ITIA$2,850
Loan amount$359,992
30-year DSCR0.98
30-year PITIA$3,049
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On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Port Saint Lucie data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.