Investor market data · Florida

Saint Petersburg, FL Rental Market for Investors

An estimated 35% of Saint Petersburg's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$474,900Median list price1,867 active listings

$42,088Median STR revenue / yrprojected, gross

Homes in Saint Petersburg that pencil right now

A sample of active Saint Petersburg listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$150,000DSCR 1.68
2 bed · 2 bath · 1,035 sqft
Condo in 33703 · built 1972
STR revenue
$37,642/yr
Est. interest-only payment
$1,490/mo
On the market 128 days · Listed by Hofacker & Associates, Inc.
Scout this home & market: 2-bed condo in Saint Petersburg
$245,000DSCR 1.35
2 bed · 1 bath · 552 sqft
House in 33713 · built 1959
STR revenue
$33,359/yr
Est. interest-only payment
$1,641/mo
On the market 298 days · Listed by IMPACT REALTY TAMPA BAY
Scout this home & market: 2-bed house in Saint Petersburg
$465,000DSCR 2.08
4 bed · 2 bath · 1,100 sqft
House in 33707 · built 1954
STR revenue
$87,426/yr
Est. interest-only payment
$2,796/mo
On the market 116 days · Listed by beycome.com
Scout this home & market: 4-bed house in Saint Petersburg

Ask about Saint Petersburg deals →Run any address yourself

As of October 2026, we analyzed 1,867 active for-sale homes in Saint Petersburg, Florida. The typical listing is priced at $474,900 and is projected to generate about $42,088 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 35.1% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Saint Petersburg #159 of 200 for cash-flow potential.

On market momentum: homes in Saint Petersburg sit a median of 76 days on the market, and 25% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Saint Petersburg runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Saint Petersburg

Saint Petersburg works for investors, but the window is specific: 241 of the 1,442 Saint Petersburg homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $450,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
Under $150k	—	58%1.29	—	—	—
$150k–$250k	9%0.86	37%1.16	100%1.60	—	—
$250k–$350k	0%0.84	10%0.93	60%1.35	62%1.37	—
$350k–$500k	0%0.58	2%0.74	22%1.02	25%1.08	—
$500k+	—	0%0.44	2%0.57	4%0.59	4%0.71

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Saint Petersburg in full

Active for-sale homes analyzed	1,867
Median list price	$474,900
Median projected STR revenue (annual, gross)	$42,088
Median average daily rate (ADR)	$187
Median occupancy	63%
Median beds	3
Median size	1,444 sqft
Estimated cash-flow-positive share	35.1%
Median days on market	76 days
New listings (last 30 days)	25.3% of active