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Investor market data · Texas

San Antonio, TX Rental Market for Investors

An estimated 62% of San Antonio's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$315,000Median list price8,998 active listings
$37,679Median STR revenue / yrprojected, gross

Homes in San Antonio that pencil right now

A sample of active San Antonio listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 8,998 active for-sale homes in San Antonio, Texas. The typical listing is priced at $315,000 and is projected to generate about $37,679 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 61.5% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking San Antonio #61 of 200 for cash-flow potential.

On market momentum: homes in San Antonio sit a median of 70 days on the market, and 24% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in San Antonio, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in San Antonio

San Antonio works for investors, but the window is specific: 2,528 of the 7,167 San Antonio homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $361,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
Under $150k63%1.3098%1.86
$150k–$250k5%0.8632%1.1168%1.3787%1.5794%1.92
$250k–$350k0%0.655%0.8626%1.1037%1.1656%1.30
$350k–$500k0%0.608%0.9020%0.9730%1.11
$500k+0%0.401%0.611%0.658%0.73

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

San Antonio in full

Active for-sale homes analyzed8,998
Median list price$315,000
Median projected STR revenue (annual, gross)$37,679
Median average daily rate (ADR)$178
Median occupancy58%
Median beds3
Median size1,942 sqft
Estimated cash-flow-positive share61.5%
Median days on market70 days
New listings (last 30 days)23.5% of active

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Run your numbers · San Antonio

Would a San Antonio rental qualify for a DSCR loan?

Pre-filled with San Antonio's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.33
Strong · likely approved
Qualifying rent$2,512
Monthly ITIA$1,890
Loan amount$252,000
30-year DSCR1.24
30-year PITIA$2,028
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On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
San Antonio data, human context

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