San Antonio, TX Rental Market for Investors
An estimated 64% of San Antonio's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in San Antonio that pencil right now
A sample of active San Antonio listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$110,000DSCR 1.571 bed · 1 bath · 1,252 sqft
- STR revenue
- $18,106/yr
- Est. interest-only payment
- $771/mo
On the market 136 days · Listed by San Antonio's Finest Realty
Scout this home & market: 1-bed house in San Antonio
$199,900DSCR 1.393 bed · 2 bath · 1,388 sqft
- STR revenue
- $31,109/yr
- Est. interest-only payment
- $1,488/mo
On the market 171 days · Listed by eXp Realty, LLC
Scout this home & market: 3-bed house in San Antonio
$244,500DSCR 1.273 bed · 2 bath · 1,411 sqft
- STR revenue
- $35,771/yr
- Est. interest-only payment
- $1,881/mo
On the market 88 days · Listed by Uriah Real Estate Organization
Scout this home & market: 3-bed house in San Antonio
$260,000DSCR 1.363 bed · 2.5 bath · 1,229 sqft
- STR revenue
- $37,661/yr
- Est. interest-only payment
- $1,842/mo
On the market 69 days · Listed by The Firm Real Estate Advisors
Scout this home & market: 3-bed house in San Antonio
As of October 2026, we analyzed 8,624 active for-sale homes in San Antonio, Texas. The typical listing is priced at $309,925 and is projected to generate about $38,075 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 63.5% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking San Antonio #55 of 200 for cash-flow potential.
On market momentum: homes in San Antonio sit a median of 76 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in San Antonio, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in San Antonio
San Antonio works for investors, but the window is specific: 2,606 of the 6,906 San Antonio homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $360,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Under $150k | — | 55%1.29 | 100%1.95 | — | — |
| $150k–$250k | 6%0.86 | 34%1.12 | 68%1.36 | 88%1.61 | 94%1.84 |
| $250k–$350k | 0%0.63 | 1%0.83 | 24%1.10 | 43%1.21 | 57%1.32 |
| $350k–$500k | — | 0%0.62 | 8%0.89 | 21%0.99 | 33%1.16 |
| $500k+ | — | 0%0.39 | 1%0.63 | 3%0.67 | 10%0.73 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
San Antonio in full
| Active for-sale homes analyzed | 8,624 |
|---|---|
| Median list price | $309,925 |
| Median projected STR revenue (annual, gross) | $38,075 |
| Median average daily rate (ADR) | $178 |
| Median occupancy | 59% |
| Median beds | 3 |
| Median size | 1,942 sqft |
| Estimated cash-flow-positive share | 63.5% |
| Median days on market | 76 days |
| New listings (last 30 days) | 22.1% of active |
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.
Would a San Antonio rental qualify for a DSCR loan?
Pre-filled with San Antonio's median price and projected short-term-rental income — change any field to match a specific property.
Advanced
On a 5-minute call with you, we can use Scout to run real numbers on real properties.
Estimates for educational purposes. Final terms subject to credit, property & program approval.




5 senior bankers · 47 statesPressure-test the market before you trust the median.
We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.
Thinking about an investment property in San Antonio?
Send the address or your target buy box. We’ll run the property with today’s assumptions.
Prefer to talk now? Call or text Chad: 858-353-8331.