Sarasota, FL Rental Market for Investors
An estimated 36% of Sarasota's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Sarasota that pencil right now
A sample of active Sarasota listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$149,777DSCR 1.791 bed · 1 bath · 768 sqft
- STR revenue
- $40,235/yr
- Est. interest-only payment
- $1,501/mo
On the market 55 days · Listed by Paradise Buyers Realty, Inc
Scout this home & market: 1-bed condo in Sarasota
$169,000DSCR 2.103 bed · 2 bath · 1,420 sqft
- STR revenue
- $56,388/yr
- Est. interest-only payment
- $1,790/mo
On the market 22 days · Listed by DALTON WADE INC
Scout this home & market: 3-bed condo in Sarasota
$207,000DSCR 1.412 bed · 2 bath · 1,167 sqft
- STR revenue
- $40,672/yr
- Est. interest-only payment
- $1,927/mo
On the market 208 days · Listed by Overseas Realty, Inc
Scout this home & market: 2-bed condo in Sarasota
$289,900DSCR 1.723 bed · 2 bath · 1,253 sqft
- STR revenue
- $53,301/yr
- Est. interest-only payment
- $2,067/mo
On the market 18 days · Listed by RE/MAX Alliance Group
Scout this home & market: 3-bed house in Sarasota
$338,900DSCR 1.423 bed · 2.5 bath · 1,373 sqft
- STR revenue
- $53,113/yr
- Est. interest-only payment
- $2,500/mo
On the market 47 days · Listed by Remax Assured
Scout this home & market: 3-bed townhouse in Sarasota
$347,900DSCR 1.503 bed · 2 bath · 1,217 sqft
- STR revenue
- $51,571/yr
- Est. interest-only payment
- $2,288/mo
On the market 380 days · Listed by Charles Rutenberg Realty
Scout this home & market: 3-bed house in Sarasota
$390,000DSCR 1.423 bed · 2.5 bath · 1,588 sqft
- STR revenue
- $49,588/yr
- Est. interest-only payment
- $2,327/mo
On the market 13 days · Listed by Grant Team Real Estate, LLC
Scout this home & market: 3-bed house in Sarasota
$475,000DSCR 1.294 bed · 2 bath · 2,222 sqft
- STR revenue
- $58,439/yr
- Est. interest-only payment
- $3,028/mo
On the market 9 days · Listed by SaraSellsSarasota
Scout this home & market: 4-bed house in Sarasota
$500,000DSCR 1.263 bed · 2.5 bath · 2,038 sqft
- STR revenue
- $62,481/yr
- Est. interest-only payment
- $3,314/mo
On the market 440 days · Listed by Sarabay Real Estate Inc
Scout this home & market: 3-bed house in Sarasota
As of August 2026, we analyzed 2,098 active for-sale homes in Sarasota, Florida. The typical listing is priced at $549,900 and is projected to generate about $49,848 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 36.4% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Sarasota #152 of 200 for cash-flow potential.
On market momentum: homes in Sarasota sit a median of 95 days on the market, and 20% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Sarasota runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Sarasota
Sarasota works for investors, but the window is specific: 278 of the 1,565 Sarasota homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $449,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 23%0.98 | 53%1.30 | 68%1.63 | — | — |
| $250k–$350k | 21%0.80 | 15%1.00 | 70%1.37 | — | — |
| $350k–$500k | 0%0.76 | 4%0.78 | 40%1.19 | 39%1.17 | — |
| $500k+ | 0%0.65 | 0%0.55 | 2%0.67 | 2%0.67 | 3%0.64 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Sarasota in full
| Active for-sale homes analyzed | 2,098 |
|---|---|
| Median list price | $549,900 |
| Median projected STR revenue (annual, gross) | $49,848 |
| Median average daily rate (ADR) | $223 |
| Median occupancy | 62% |
| Median beds | 3 |
| Median size | 1,664 sqft |
| Estimated cash-flow-positive share | 36.4% |
| Median days on market | 95 days |
| New listings (last 30 days) | 19.7% of active |
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.
Would a Sarasota rental qualify for a DSCR loan?
Pre-filled with Sarasota's median price and projected short-term-rental income — change any field to match a specific property.
Advanced
On a 5-minute call with you, we can use Scout to run real numbers on real properties.
Estimates for educational purposes. Final terms subject to credit, property & program approval.




5 senior bankers · 47 statesPressure-test the market before you trust the median.
We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.
Thinking about an investment property in Sarasota?
Send the address or your target buy box. We’ll run the property with today’s assumptions.
Prefer to talk now? Call or text Chad: 858-353-8331.