Investor market data · Florida

Sarasota, FL Rental Market for Investors

An estimated 36% of Sarasota's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$549,900Median list price2,047 active listings

$50,289Median STR revenue / yrprojected, gross

Homes in Sarasota that pencil right now

A sample of active Sarasota listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$129,000DSCR 1.99
1 bed · 1 bath · 679 sqft
Condo in 34231 · built 1976
STR revenue
$41,624/yr
Est. interest-only payment
$1,397/mo
On the market 129 days · Listed by Coldwell Banker Realty
Scout this home & market: 1-bed condo in Sarasota
$159,000DSCR 1.59
1 bed · 1 bath · 768 sqft
Condo in 34231 · built 1974
STR revenue
$38,179/yr
Est. interest-only payment
$1,601/mo
On the market 59 days · Listed by KELLER WILLIAMS ON THE WATER
Scout this home & market: 1-bed condo in Sarasota
$250,000DSCR 1.58
2 bed · 2 bath · 1,206 sqft
Condo in 34232 · built 1974
STR revenue
$47,733/yr
Est. interest-only payment
$2,019/mo
On the market 46 days · Listed by RE/MAX Alliance Group
Scout this home & market: 2-bed condo in Sarasota
$299,900DSCR 2.07
3 bed · 2 bath · 1,606 sqft
House in 34243 · built 1959
STR revenue
$59,420/yr
Est. interest-only payment
$1,917/mo
On the market 302 days · Listed by STAR BAY REALTY CORP.
Scout this home & market: 3-bed house in Sarasota
$325,000DSCR 1.33
1 bed · 1 bath · 702 sqft
Condo in 34242 · built 1974
STR revenue
$63,139/yr
Est. interest-only payment
$3,158/mo
On the market 272 days · Listed by Coldwell Banker Realty
Scout this home & market: 1-bed condo in Sarasota
$339,900DSCR 1.55
3 bed · 2.5 bath · 1,417 sqft
Townhouse in 34241 · built 2025
STR revenue
$53,113/yr
Est. interest-only payment
$2,285/mo
On the market 72 days · Listed by Coldwell Banker Realty
Scout this home & market: 3-bed townhouse in Sarasota
$349,900DSCR 1.35
3 bed · 2 bath · 1,039 sqft
House in 34232 · built 1973
STR revenue
$46,913/yr
Est. interest-only payment
$2,310/mo
On the market 44 days · Listed by EXP REALTY LLC
Scout this home & market: 3-bed house in Sarasota

Ask about Sarasota deals →Run any address yourself

As of October 2026, we analyzed 2,047 active for-sale homes in Sarasota, Florida. The typical listing is priced at $549,900 and is projected to generate about $50,289 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 36.0% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Sarasota #155 of 200 for cash-flow potential.

On market momentum: homes in Sarasota sit a median of 89 days on the market, and 21% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Sarasota runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Sarasota

Sarasota works for investors, but the window is specific: 260 of the 1,525 Sarasota homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $460,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$150k–$250k	18%0.98	45%1.21	74%1.74	—	—
$250k–$350k	17%0.97	17%0.94	64%1.35	—	—
$350k–$500k	0%0.76	2%0.78	33%1.17	57%1.30	—
$500k+	0%0.57	0%0.52	2%0.61	4%0.74	0%0.67

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Sarasota in full

Active for-sale homes analyzed	2,047
Median list price	$549,900
Median projected STR revenue (annual, gross)	$50,289
Median average daily rate (ADR)	$225
Median occupancy	62%
Median beds	3
Median size	1,680 sqft
Estimated cash-flow-positive share	36.0%
Median days on market	89 days
New listings (last 30 days)	21.3% of active