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Investor market data · Texas

Tomball, TX Rental Market for Investors

An estimated 32% of Tomball's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$405,000Median list price702 active listings
$44,240Median STR revenue / yrprojected, gross

Homes in Tomball that pencil right now

A sample of active Tomball listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 702 active for-sale homes in Tomball, Texas. The typical listing is priced at $405,000 and is projected to generate about $44,240 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 31.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Tomball #166 of 200 for cash-flow potential.

On market momentum: homes in Tomball sit a median of 39 days on the market, and 39% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Tomball runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Tomball

Cash-flow is the exception rather than the rule in Tomball right now: 47 of the 549 Tomball homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $317,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price3 bed4 bed5 bed
$150k–$250k44%1.18
$250k–$350k12%0.9827%1.05
$350k–$500k0%0.760%0.785%1.06
$500k+0%0.500%0.530%0.61

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Tomball in full

Active for-sale homes analyzed702
Median list price$405,000
Median projected STR revenue (annual, gross)$44,240
Median average daily rate (ADR)$234
Median occupancy55%
Median beds4
Median size2,492 sqft
Estimated cash-flow-positive share31.6%
Median days on market39 days
New listings (last 30 days)39.3% of active

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Run your numbers · Tomball

Would a Tomball rental qualify for a DSCR loan?

Pre-filled with Tomball's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.21
Good · qualifying range
Qualifying rent$2,949
Monthly ITIA$2,430
Loan amount$324,000
30-year DSCR1.13
30-year PITIA$2,608
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Tomball data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.