Tyler, TX Rental Market for Investors
An estimated 55% of Tyler's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 837 active for-sale homes in Tyler, Texas. The typical listing is priced at $339,900 and is projected to generate about $37,193 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 54.8% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Tyler #92 of 200 for cash-flow potential.
On market momentum: homes in Tyler sit a median of 72 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Tyler, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Tyler
Tyler works for investors, but the window is specific: 222 of the 660 Tyler homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $309,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 44%1.21 | 92%1.56 | 100%1.74 | — |
| $250k–$350k | 13%1.06 | 31%1.19 | 25%1.15 | — |
| $350k–$500k | — | 6%0.90 | 9%0.96 | — |
| $500k+ | — | 0%0.57 | 0%0.61 | 0%0.78 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Tyler in full
| Active for-sale homes analyzed | 837 |
|---|---|
| Median list price | $339,900 |
| Median projected STR revenue (annual, gross) | $37,193 |
| Median average daily rate (ADR) | $181 |
| Median occupancy | 58% |
| Median beds | 3 |
| Median size | 1,962 sqft |
| Estimated cash-flow-positive share | 54.8% |
| Median days on market | 72 days |
| New listings (last 30 days) | 22.0% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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Prefer to talk now? Call or text Chad: 858-353-8331.