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Investor market data · Texas

Tyler, TX Rental Market for Investors

An estimated 58% of Tyler's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$349,500Median list price872 active listings
$37,998Median STR revenue / yrprojected, gross

Homes in Tyler that pencil right now

A sample of active Tyler listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 872 active for-sale homes in Tyler, Texas. The typical listing is priced at $349,500 and is projected to generate about $37,998 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 58.2% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Tyler #77 of 200 for cash-flow potential.

On market momentum: homes in Tyler sit a median of 66 days on the market, and 29% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Tyler, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Tyler

Tyler works for investors, but the window is specific: 224 of the 681 Tyler homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $335,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$150k–$250k56%1.3695%1.61100%1.69
$250k–$350k11%1.0133%1.1817%1.16
$350k–$500k6%0.987%0.9878%1.35
$500k+0%0.580%0.605%0.57

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Tyler in full

Active for-sale homes analyzed872
Median list price$349,500
Median projected STR revenue (annual, gross)$37,998
Median average daily rate (ADR)$184
Median occupancy58%
Median beds3
Median size2,030 sqft
Estimated cash-flow-positive share58.2%
Median days on market66 days
New listings (last 30 days)29.4% of active

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Run your numbers · Tyler

Would a Tyler rental qualify for a DSCR loan?

Pre-filled with Tyler's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.21
Good · qualifying range
Qualifying rent$2,533
Monthly ITIA$2,097
Loan amount$279,600
30-year DSCR1.13
30-year PITIA$2,250
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Tyler data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.