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Investor market data · Florida

West Palm Beach, FL Rental Market for Investors

An estimated 48% of West Palm Beach's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$400,000Median list price1,220 active listings
$50,386Median STR revenue / yrprojected, gross

Homes in West Palm Beach that pencil right now

A sample of active West Palm Beach listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,220 active for-sale homes in West Palm Beach, Florida. The typical listing is priced at $400,000 and is projected to generate about $50,386 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 47.6% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking West Palm Beach #120 of 200 for cash-flow potential.

On market momentum: homes in West Palm Beach sit a median of 80 days on the market, and 23% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — West Palm Beach runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in West Palm Beach

West Palm Beach works for investors, but the window is specific: 242 of the 893 West Palm Beach homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $418,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
Under $150k58%1.41
$150k–$250k30%1.0650%1.2586%1.57
$250k–$350k16%0.9158%1.33
$350k–$500k0%0.553%0.7422%1.0578%1.41
$500k+0%0.440%0.501%0.678%0.8222%0.88

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

West Palm Beach in full

Active for-sale homes analyzed1,220
Median list price$400,000
Median projected STR revenue (annual, gross)$50,386
Median average daily rate (ADR)$202
Median occupancy64%
Median beds2
Median size1,314 sqft
Estimated cash-flow-positive share47.6%
Median days on market80 days
New listings (last 30 days)23.0% of active

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Run your numbers · West Palm Beach

Would a West Palm Beach rental qualify for a DSCR loan?

Pre-filled with West Palm Beach's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.40
Strong · likely approved
Qualifying rent$3,359
Monthly ITIA$2,400
Loan amount$320,000
30-year DSCR1.30
30-year PITIA$2,576
Get Pre-Approved Call Or Text Us

On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
West Palm Beach data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.