Skip to content
Get Pre-Approved →
Investor market data · Texas

Plano, TX Rental Market for Investors

An estimated 57% of Plano's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR
$529,950Median list price712 active listings
$57,167Median STR revenue / yrprojected, gross

Homes in Plano that pencil right now

A sample of active Plano listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

Ask about Plano deals →Run any address yourself

As of August 2026, we analyzed 712 active for-sale homes in Plano, Texas. The typical listing is priced at $529,950 and is projected to generate about $57,167 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 56.8% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Plano #82 of 200 for cash-flow potential.

On market momentum: homes in Plano sit a median of 48 days on the market, and 32% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Plano, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Plano

Plano works for investors, but the window is specific: 127 of the 622 Plano homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $552,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$250k–$350k25%1.1766%1.39——
$350k–$500k0%0.8423%1.0749%1.24—
$500k+0%0.200%0.786%0.9416%0.94

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Plano in full

Active for-sale homes analyzed712
Median list price$529,950
Median projected STR revenue (annual, gross)$57,167
Median average daily rate (ADR)$240
Median occupancy67%
Median beds4
Median size2,400 sqft
Estimated cash-flow-positive share56.8%
Median days on market48 days
New listings (last 30 days)32.4% of active

Compare other investor markets

As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.

Run your numbers · Plano

Would a Plano rental qualify for a DSCR loan?

Pre-filled with Plano's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.20
Good · qualifying range
Qualifying rent$3,811
Monthly ITIA$3,180
Loan amount$423,960
30-year DSCR1.12
30-year PITIA$3,412
Get Pre-Approved →Call Or Text Us

On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Plano data, human context

Pressure-test the market before you trust the median.

We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.

Talk about Plano →Browse matching properties
Ready when you are

Thinking about an investment property in Plano?

Send the address or your target buy box. We’ll run the property with today’s assumptions.

Prefer to talk now? Call or text Chad: 858-353-8331.

By submitting, you agree that The Chad Baker Team may contact you about your inquiry. We never sell your information.