Investor market data · Florida

Tampa, FL Rental Market for Investors

An estimated 56% of Tampa's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$463,259Median list price2,956 active listings

$49,996Median STR revenue / yrprojected, gross

Homes in Tampa that pencil right now

A sample of active Tampa listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$97,900DSCR 1.69
1 bed · 1 bath · 797 sqft
Condo in 33613 · built 1980
STR revenue
$37,734/yr
Est. interest-only payment
$1,491/mo
On the market 100 days · Listed by UNIVERSITY REALTY OF TAMPA
Scout this home & market: 1-bed condo in Tampa
$185,000DSCR 2.48
3 bed · 2 bath · 1,226 sqft
Condo in 33614 · built 1974
STR revenue
$53,543/yr
Est. interest-only payment
$1,438/mo
On the market 396 days · Listed by HOME PRIME REALTY LLC
Scout this home & market: 3-bed condo in Tampa
$235,000DSCR 1.28
2 bed · 2 bath · 1,373 sqft
Condo in 33626 · built 2001
STR revenue
$43,766/yr
Est. interest-only payment
$2,276/mo
On the market 34 days · Listed by KELLER WILLIAMS REALTY TAMPA CENTRAL
Scout this home & market: 2-bed condo in Tampa
$279,000DSCR 1.38
2 bed · 2.5 bath · 1,361 sqft
Townhouse in 33625 · built 1986
STR revenue
$43,143/yr
Est. interest-only payment
$2,091/mo
On the market 137 days · Listed by Agile Group Realty
Scout this home & market: 2-bed townhouse in Tampa
$315,000DSCR 1.26
3 bed · 2 bath · 1,280 sqft
House in 33604 · built 1959
STR revenue
$38,767/yr
Est. interest-only payment
$2,054/mo
On the market 19 days · Listed by Compass Florida LLC
Scout this home & market: 3-bed house in Tampa
$415,000DSCR 1.32
3 bed · 2 bath · 1,247 sqft
House in 33615 · built 1965
STR revenue
$47,309/yr
Est. interest-only payment
$2,392/mo
On the market 80 days · Listed by SOUTH CEDAR REAL ESTATE, INC
Scout this home & market: 3-bed house in Tampa
$448,900DSCR 1.35
3 bed · 3 bath · 1,348 sqft
House in 33604 · built 1947
STR revenue
$55,842/yr
Est. interest-only payment
$2,763/mo
On the market 92 days · Listed by EXP REALTY LLC
Scout this home & market: 3-bed house in Tampa
$475,000DSCR 1.35
3 bed · 2 bath · 1,602 sqft
House in 33624 · built 1981
STR revenue
$64,582/yr
Est. interest-only payment
$3,183/mo
On the market 80 days · Listed by Stofel & Associates Realty
Scout this home & market: 3-bed house in Tampa

Ask about Tampa deals →Run any address yourself

As of August 2026, we analyzed 2,956 active for-sale homes in Tampa, Florida. The typical listing is priced at $463,259 and is projected to generate about $49,996 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 55.9% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Tampa #87 of 200 for cash-flow potential.

On market momentum: homes in Tampa sit a median of 66 days on the market, and 26% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Tampa, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Tampa

Tampa works for investors, but the window is specific: 669 of the 2,411 Tampa homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $515,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
Under $150k	—	75%1.57	—	—	—
$150k–$250k	10%0.95	57%1.31	96%1.67	—	—
$250k–$350k	13%0.82	25%1.04	62%1.31	93%1.60	—
$350k–$500k	8%0.67	2%0.89	27%1.13	45%1.21	88%1.55
$500k+	—	0%0.54	2%0.78	9%0.82	18%0.84

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Tampa in full

Active for-sale homes analyzed	2,956
Median list price	$463,259
Median projected STR revenue (annual, gross)	$49,996
Median average daily rate (ADR)	$220
Median occupancy	61%
Median beds	3
Median size	1,623 sqft
Estimated cash-flow-positive share	55.9%
Median days on market	66 days
New listings (last 30 days)	25.7% of active